1 Obed Hts, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 1 Obed Hts, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,059 sqft · built 1993
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$36,000 (Jun 1993)
Tax Bill	$4,170 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`606300`

Property Details

APN / Parcel Number

Primary APN	`606300`
Alternative APN	`OSAY M:058 B:039 L:1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,059 sqft Living Area
Gross Area	3,744 sqft
1st Floor Area	936 sqft
Attic	Attic
Attic Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	606300
Street Address	1 OBED HTS
City	OLD SAYBROOK
State	CT
Zip	06475-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA-1
Legal Block	39
Legal Lot Number	1
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	3
Census Block	3003
Census Tract	670100

Owner

1 Obed Hts is owned and occupied by two individuals who bought it in June 1993.

Source: Old Saybrook Town records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 OBED HTS, OLD SAYBROOK, CT 06475-1214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit LIBERTY BANK
Jul 9, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 1993 · Amount on File
Deed Sale	Jun 30, 1993 · Amount on File
Deed Book / Page	307 / 739
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jun 17, 2026
Property Address	1 OBED HTS, OLD SAYBROOK, CT 06475-1214
Document Number	0707000580
Book / Page	707 / 580
Instrument Date	May 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 OBED HTS, OLD SAYBROOK, CT 06475-1214
Investor	Possibly a Property Investor

Mortgage

Document Number	0707000580,
Date	Jun 17, 2026
Book Page	707/580

Lender

Name	LIBERTY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	1 OBED HTS, OLD SAYBROOK, CT 06475-1214
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000666-44
Date	Jul 9, 2021
Book Page	666/44

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1 Obed Hts was $4,170.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,170.00	$269,000 Land $62,300 Building $206,700	$188,300 Land $43,610 Building $144,690
2024	$4,170.00 (+5.92%)
2023	$3,937.00 (+1.86%)	$192,500 (-) Land $52,200 Building $140,300
2022	$3,865.00	$192,500 Land $52,200 Building $140,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Obed Hts in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Obed Hts is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Obed Hts

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