11 Obed Hts, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 11 Obed Hts, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,150 sqft · built 1989
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$705,000 (Sep 2025)
Tax Bill	$5,754 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`606700`

Property Details

APN / Parcel Number

Primary APN	`606700`
Alternative APN	`OSAY M:058 B:039 L:5`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,150 sqft Living Area
Gross Area	5,092 sqft
1st Floor Area	984 sqft
Attic	Attic
Attic Area	1,296 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	606700
Street Address	11 OBED HTS
City	OLD SAYBROOK
State	CT
Zip	06475-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA-1
Legal Block	39
Legal Lot Number	5
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	3
Census Block	3003
Census Tract	670100

Owner

Source: Old Saybrook Town records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 OBED HTS, OLD SAYBROOK, CT 06475-1214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Nov 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Mar 10, 2021	Deed of Trust, Mortgage · ARM WEBSTER BANK
Sep 3, 2025	Warranty Deed, Transfer · Line of Credit NAVY FCU
Mar 10, 2021	Deed of Trust, Mortgage · ARM WEBSTER BANK
Jun 24, 2019	Deed, Transfer · Stand-Alone First Mortgage WEBSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Jun 24, 2019 · Amount on Record
Deed Book / Page	701 / 119
Transfer Doc	614-125
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Recording Date	Sep 21, 2026
Property Address	11 OBED HTS, OLD SAYBROOK, CT 06475-1214
Document Number	0709001074
Book / Page	709 / 1074
Instrument Date	Aug 31, 2026
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 OBED HTS, OLD SAYBROOK, CT 06475-1214

Mortgage

Document Number	0709001074,
Date	Sep 21, 2026
Book Page	709/1074

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	11 OBED HTS, OLD SAYBROOK, CT 06475-1214
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000680-191
Date	Nov 8, 2022
Book Page	680/191

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	11 OBED HTS, OLD SAYBROOK, CT 06475-1214
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000661-82
Date	Mar 10, 2021
Book Page	661/82

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2031
Index	Other

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Sep 3, 2025
Property Address	11 OBED HTS, OLD SAYBROOK, CT 06475-1214
Document Number	000701-119
Book / Page	701 / 119
Instrument Date	Aug 29, 2025
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000701122
Date	Sep 3, 2025
Instrument	701/122

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	11 OBED HTS, OLD SAYBROOK, CT 06475-1214
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	661-82
Date	Mar 10, 2021
Book Page	661/82

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2031
Index	Other

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jun 24, 2019
Property Address	11 OBED HTS, OLD SAYBROOK, CT 06475-1214
Document Number	642-320
Book / Page	642 / 320
Instrument Date	Jun 11, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	642324
Date	Jun 24, 2019
Instrument	642/324

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,754.00	$371,200 (+47.42%) Land $66,200 Building $305,000	$259,840 Land $46,340 Building $213,500
2024	$5,754.00 (+11.75%)
2023	$5,149.00 (+1.84%)	$251,800 (-) Land $55,500 Building $196,300
2022	$5,056.00	$251,800 Land $55,500 Building $196,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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