Suffolk County and Smithtown Town property record for 1 Oak Tree Dr, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,218 sqft · built 1980 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Mar 2008) |
| Tax Bill | $11,868 (2024) |
| Deeds & Mortgages | Feb 2021 Refinance Apr 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473405 6.-1-20.30 |
| Primary APN | 473405 6.-1-20.30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,218 sqft Living Area |
| Gross Area | 3,013 sqft |
| 1st Floor Area | 2,218 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 28,750 sqft (0.66 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 795 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1 OAK TREE DR |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-3611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6.-1-20.30 M/O URBAN PLAT FILE #11327 FILED 11/4/05 |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 134909 |
1 Oak Tree Dr is owned and occupied by two individuals who acquired it in October 2020.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 OAK TREE DR, SMITHTOWN, NY 11787-3611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NCPD FEDERAL CREDIT UNION |
| Apr 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NCPD FEDERAL CREDIT UNION |
| Feb 10, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2008 · Amount on File |
| Deed Sale | Mar 4, 2008 · Amount on File |
| Prior Sale | Jul 15, 2004 · Amount on File |
| Deed Book / Page | 12542 / 666 |
| Last Transfer Date | Oct 27, 2020 |
| Transfer Doc | 0130900772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1 OAK TREE DR, SMITHTOWN, NY 11787-3611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0232300857 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 23230/857 |
| Instrument | DL053780 |
| Name | NCPD FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1 OAK TREE DR, SMITHTOWN, NY 11787-3611 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0234010269 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 23401/269 |
| Instrument | DN000802 |
| Name | NCPD FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 10, 2021 |
| Property Address | 1 OAK TREE DR, SMITHTOWN, NY 11787-3611 |
| Document Number | 0130900772 |
| Book / Page | 13090 / 772 |
| Instrument Date | Oct 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 OAK TREE DR, SMITHTOWN, NY 11787-3611 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Municipality | Village Of The Branch |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,305 Land $660 Building $4,645 | $663,125 Land $82,500 Building $580,625 | |
| 2024 | $11,868.00 | ||
| 2023 | $5,305 Land $660 Building $4,645 | $6,098 Land $759 Building $5,339 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1 Oak Tree Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Oak Tree Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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