11 Oak Tree Dr, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 11 Oak Tree Dr, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,130 sqft · built 1978
Lot Size1.2 acres (52,272 sqft)
Owner2 Individual Names on File
Last Sale$685,000 (Sep 2016)
Tax Bill$21,613 (2024)
Deeds & MortgagesMar 2021 Refinance
Mar 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN473405 6.-1-20.8

Property Details

APN / Parcel Number

Primary APN473405 6.-1-20.8
Alternative APNs
  • 0803-006.00-01.00-020.008
  • 340500600000010200080000
  • 4734001788

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,130 sqft Living Area
Gross Area3,670 sqft
1st Floor Area1,754 sqft
2nd Floor Area1,376 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleColonial
Exterior MaterialWood
Lot Area52,272 sqft
View / LotSuburban
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address11 OAK TREE DR
CitySMITHTOWN
StateNY
Zip11787-3611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1-416.6 TC-71 *6458 LOT 6 BRANCH BROOK ESTS
Legal SubdivisionBRANCH BROOK ESTATES
Legal Block1
Legal Lot Number20
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2012
Census Tract134909

Owner

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11 OAK TREE DR, SMITHTOWN, NY 11787-3611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
USA ALLIANCE FEDERAL CREDIT UNION
Mar 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEW JERSEY LENDERS CORP
Oct 3, 2018Deed of Trust, Mortgage · Line of Credit
CITIBANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 7, 2016 · Amount on Record
Deed SaleSep 7, 2016 · Amount on Record
Deed Book / PageD00012878 / 645
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address11 OAK TREE DR, SMITHTOWN, NY 11787-3611
Transaction TypeMortgage
Record UpdatedApr 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232460250
DateMar 15, 2021
Book Page23246/250
InstrumentDL061302
Lender
NameUSA ALLIANCE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address11 OAK TREE DR, SMITHTOWN, NY 11787-3611
Transaction TypeMortgage
Record UpdatedApr 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232460249
DateMar 15, 2021
Book Page23246/249
InstrumentDL061301
Lender
NameNEW JERSEY LENDERS CORP
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address11 OAK TREE DR, SMITHTOWN, NY 11787-3611
Document Number0229710466
Instrument DateOct 3, 2018
Transaction TypeMortgage
Record UpdatedMay 20, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11 OAK TREE DR SMITHTOWN NY 117873611, SMITHTOWN, NY 11787-3611

Mortgage

Document Number0229710466
DateOct 22, 2018
Book Page022971/000466
Lender
NameCITIBANK
TypeBank
Address701 E 60TH ST N, SIOUX FALLS, SD 57104-0432
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 21, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
MunicipalityVillage Of The Branch
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,568 (-) Land $1,740 Building $6,828$1,071,000 (+10,775.3%) Land $217,500 Building $853,500
2024$21,613.00
2023$8,568 Land $1,740 Building $6,828$9,848 Land $2,000 Building $7,848

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile USA
Fixed Wireless
100 / 20

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