1 N Main St, Centerville (Dayton), OH 45459 Property Records

Montgomery County property record for 1 N Main St, Centerville, OH 45459 · Last verified February 2026

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	6,384 sqft · built 1900
Lot Size	0.292 acres (12,746 sqft)
Owner	Company Name on File
Last Sale	$510,000 (Jan 2021)
Tax Bill	$17,107 (2024)
Deeds & Mortgages	May 2021 Transfer Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O68 00103 0001`

Property Details

APN / Parcel Number

Primary APN	`O68 00103 0001`

Interior

Stories	2 Stories
Building Area	6,384 sqft Total Area
1st Floor Area	2,928 sqft
2nd Floor Area	1,728 sqft
Basement Area	1,728 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	12,746 sqft (0.292 acres)
Porch	Enclosed Porch
Porch Area	390 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1 N MAIN ST
City	CENTERVILLE
State	OH
Zip	45459-4618
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	19-20 PTS ROBBINS
Legal Subdivision	ROBBINS
Legal Lot Number	1
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3019
Census Tract	40401

Owner

Source: Montgomery County records · APN O68 00103 0001

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	506 E 3RD ST, DAYTON, OH 45402-5101
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY
Nov 20, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Jan 15, 2021	Fiduciary Deed, Transfer · Commercial Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Prior Sale	Jan 15, 2021 · Amount on Record
Deed Document Number	0000003574
Last Transfer Date	May 19, 2021
Transfer Doc	0000038521
Record Updated	Jun 08, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 19, 2021
Property Address	1 N MAIN ST, CENTERVILLE, OH 45459-4618
Document Number	0000038521
Instrument Date	Nov 20, 2020
Instrument	38521
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	506 E 3RD ST DAYTON OH 454025101, DAYTON, OH 45402-5101

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1 N MAIN ST, CENTERVILLE, OH 45459-4618
Document Number	0000003601
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Feb 02, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	506 E 3RD ST DAYTON OH 454025101, DAYTON, OH 45402-5101

Mortgage

Document Number	0000003601
Date	Jan 15, 2021
Instrument	3601

Lender

Name	KEYBANK USA
Type	Bank
Address	4747 NMAIN ST, DAYTON, OH 45405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 14, 2031

Interest

Rate Type	Adjustable Rate

January 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 15, 2021
Property Address	1 N MAIN ST, CENTERVILLE, OH 45459-4618
Document Number	0000003574
Map Reference	MB B PG 45
Instrument Date	Nov 17, 2020
Instrument	2021-00003574
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	FIDELITY LAWYERS TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 E 3RD ST, DAYTON, OH 45402-5101

Mortgage

Document Number	0000003601
Date	Jan 15, 2021
Instrument	2021-00003601

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 01, 2030

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$199,670 (+6.54%) Land $22,480 Building $177,190
2024	$17,107.00 (+14.1%)
2023	$14,993.00 (-8.96%)	$187,420 (+5%) Land $22,480 Building $164,940	$570,490 (+11.86%) Land $64,240 Building $506,250
2022	$16,469.00	$178,500 Land $21,410 Building $157,090
2020			$510,000 Land $61,180 Building $448,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391130404013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1989)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1989, rainfall accumulation, Severe Storms & Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Centerville Historic District listed 1974 · 40 contributing resources · NRIS 74001577

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 426 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Cincinnati Bell, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures