1 Middle St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 1 Middle St, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 977 sqft · built 1955
Lot Size	0.188 acres (8,211 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Sep 2010)
Tax Bill	$7,157 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R10`

Property Details

APN / Parcel Number

Primary APN	`R10`
Alternative APNs	`BEVE M:0021 B:0168 L` `5032`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	977 sqft Living Area
Gross Area	2,374 sqft
Basement Area	977 sqft
Unfinished Basement	977 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,211 sqft (0.188 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5032
Street Address	1 MIDDLE ST
City	BEVERLY
State	MA
Zip	01915-3707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	168
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	2
Census Block	2002
Census Tract	217500

Owner

Source: Essex County and Beverly City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 MIDDLE ST, BEVERLY, MA 01915-3707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SAVINGS BANK
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SAVINGS BANK
Dec 9, 2020	Deed of Trust, Mortgage · VA Mortgage FALL RIVER FIVE CENTS SVGS BK
Jan 23, 2019	Deed of Trust, Mortgage · Line of Credit BERKSHIRE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2010 · Amount on Record
Deed Sale	Sep 29, 2010 · Amount on Record
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	1 MIDDLE ST, BEVERLY, MA 01915-3707
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000622268
Date	Feb 26, 2021
Instrument	622268

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	1 MIDDLE ST, BEVERLY, MA 01915-3707
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	622268
Date	Feb 26, 2021
Instrument	622268

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	1 MIDDLE ST, BEVERLY, MA 01915-3707
Document Number	0000619692
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MIDDLE ST BEVERLY MA 019153707, BEVERLY, MA 01915-3707

Mortgage

Document Number	0000619692
Date	Dec 15, 2020
Instrument	619692

Lender

Name	FALL RIVER FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 14, 2045

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	1 MIDDLE ST, BEVERLY, MA 01915-3707
Document Number	0000603855
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 MIDDLE ST BEVERLY MA 019153707, BEVERLY, MA 01915-3707

Mortgage

Document Number	0000603855
Date	Jul 25, 2019
Instrument	603855

Lender

Name	BERKSHIRE BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 24, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,157.00 (+7.17%)	$651,200 (+9.5%) Land $440,400 Building $210,800	$597,550
2024	$6,678.00 (+4.72%)	$594,700 (+5.02%) Land $383,900 Building $210,800
2023	$6,377.00	$566,300 Land $355,700 Building $210,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	27 (1978–2011)
Claims Outside the SFHA	7 of 27
Most Recent Claim	Oct 2011 · other causes
Claims by Event	Extreme Weather Conditons And Flooding, Oct 1996 · 4 claims Winter Coastal Storm, Dec 1992 · 3 claims Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Middle St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures