1 Mallard Dr E, #A, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 1 Mallard Dr E, #A, Ocean Pines, MD 21811

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,783 sqft · built 1984
Lot Size	0.183 acres (7,983 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Jul 2026)
Tax Bill	$3,575 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-122840`

Property Details

APN / Parcel Number

Primary APN	`03-122840`
Alternative APN	`122840`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,783 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,983 sqft (0.183 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	126 sqft
Deck Area	516 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	122840
Street Address	1 MALLARD DR E, A
City	BERLIN
State	MD
Zip	21811-1748
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-3
Legal Description	LOT 191-A MALLARD DRIVE EAST PL WOOD DUCK ISLE IV
Legal Subdivision	WOOD DUCK ISLE IV
Legal Lot Number	191A
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	2
Census Block	2002
Census Tract	951102

Owner

1 Mallard Dr E, #A is owned by two individuals who bought it in July 2026.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3351 MIDLAND CT, ABINGDON, MD 21009-2506
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORPORATION
Feb 15, 2022	Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on File
Deed Sale	Jul 30, 2026 · Amount on File
Prior Sale	Feb 15, 2022 · Amount on File
Deed Book / Page	9193 / 300
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jul 30, 2026
Property Address	1 MALLARD DR E, A, BERLIN, MD 21811-1748
Document Number	9193000300
Book / Page	9193 / 300
Instrument Date	Jul 24, 2026
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	MARYLAND HOME TITLE, MARYLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,115.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3351 MIDLAND CT, ABINGDON, MD 21009-2506

Mortgage

Document Number	9193000306,
Date	Jul 30, 2026
Book Page	9193/306

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Feb 15, 2022
Property Address	1 MALLARD DR E # A, A, OCEAN PINES, MD 21811-1748
Document Number	0083110180
Book / Page	8311 / 180
Map Reference	MB RHO126 FO 40
Instrument Date	Feb 11, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1A MALLARD DR E, BERLIN, MD 21811-1748

Mortgage

Document Number	0008311184
Date	Feb 15, 2022
Instrument	8311/184

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1 Mallard Dr E, #A was $3,575, up 1.3% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,575.00 (+1.27%)	$445,900	$484,700 Land $231,900 Building $252,800
2025	$3,530.00 Homeowner's exemption
2023	$3,457.00	$361,300	$368,300 Land $231,900 Building $136,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Mallard Dr E, #A in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 341 individual policies
Nearby Flood Policies	435 units insured incl. 94 condo units
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 Mallard Dr E, #A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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