7 Mallard Dr E, #B, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 7 Mallard Dr E, #B, Ocean Pines, MD 21811

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,678 sqft · built 1988
Lot Size	0.194 acres (8,434 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Dec 2022)
Tax Bill	$4,208 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2023 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`03-114333`

Property Details

APN / Parcel Number

Primary APN	`03-114333`
Alternative APN	`114333`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,678 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,434 sqft (0.194 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	548 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	114333
Street Address	7B MALLARD DR E
City	BERLIN
State	MD
Zip	21811-1748
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-3
Legal Description	LOT 188-B MALLARD DRIVE EAST PL WOOD DUCK ISLE IV
Legal Subdivision	OCEAN PINES SEC 14C
Legal Lot Number	188B
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	2
Census Block	2002
Census Tract	951102

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 MALLARD DR E, B, BERLIN, MD 21811-1748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 22, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 20, 2022	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2022 · Amount on Record
Deed Sale	Dec 20, 2022 · Amount on Record
Prior Sale	Jul 25, 2002 · Amount on Record
Deed Book / Page	8508 / 91
Transfer Doc	0000326019
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	7 MALLARD DR E # B, B, OCEAN PINES, MD 21811-1748
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MALLARD DR E B, B, OCEAN PINES, MD 21811-1748

Mortgage

Document Number	0090790090
Date	Jan 21, 2026
Book Page	9079/90

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	7 MALLARD DR E # B, B, OCEAN PINES, MD 21811-1748
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7B MALLARD DR E, BERLIN, MD 21811-1748

Mortgage

Document Number	0086410275
Date	Sep 22, 2023
Book Page	8641/275

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 24, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 20, 2022
Property Address	7 MALLARD DR E # B, B, OCEAN PINES, MD 21811-1748
Document Number	0085080091
Book / Page	8508 / 91
Map Reference	MB RHO 126 FO 40
Instrument Date	Dec 13, 2022
Transaction Type	Transfer
Record Updated	Jan 5, 2023
Title Company	NOT AVAILABLE, IN HOUSE TITLE PARTNERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 MALLARD DR E # B, B, OCEAN PINES, MD 21811-1748

Mortgage

Document Number	0085080096
Date	Dec 20, 2022
Instrument	8508-0096

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,208.00 (+0.98%) Homeowner's exemption	$507,700 (+7.63%)	$543,700 (-) Land $232,200 Building $311,500
2025	$4,167.00 (+1.96%) Homeowner's exemption	$471,700 (+10.43%)	$543,700 (+24.79%) Land $232,200 Building $311,500
2023	$4,087.00	$427,167	$435,700 Land $232,200 Building $203,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 341 individual policies
Nearby Flood Policies	435 units insured incl. 94 condo units
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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