Worcester County and Sterling Town property record for 1 Main St, Sterling, MA 01564
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2 ba · 1,686 sqft · built 1963 |
| Lot Size | 0.465 acres (20,244 sqft) |
| Owner | Company Name on File |
| Last Sale | $195,000 (Mar 1996) |
| Tax Bill | $5,684 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | STER M:00093 L:00032 |
| Primary APN | STER M:00093 L:00032 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,686 sqft Total Area |
| Gross Area | 3,732 sqft |
| Basement Area | 1,686 sqft |
| Unfinished Basement | 1,686 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,244 sqft (0.465 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 1 MAIN ST |
|---|---|
| City | STERLING |
| State | MA |
| Zip | 01564-1441 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | TCD |
| Legal Lot Number | 32 |
| Jurisdiction | STERLING MA |
| Township / Civil Division | STERLING |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 719100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Sterling Center Historic District listed 1988 · 111 contributing resources · NRIS 88000425 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1 Main St, a commercial property, is owned by a company that bought it in March 1996.
Source: Worcester County and Sterling Town records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 637, STERLING, MA 01564-0637 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 1996 · Amount on File |
| Deed Sale | Mar 22, 1996 · Amount on File |
| Prior Sale | Jun 30, 1995 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1 Main St was $5,684, up 2.2% from the year before.
Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sterling Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,684.00 (+2.16%) | $452,900 (+4.84%) Land $200,900 Building $252,000 |
| 2025 | $5,564.00 (-1.31%) | $432,000 (+1.98%) Land $192,900 Building $239,100 |
| 2024 | $5,638.00 (-3.9%) | $423,600 (+3.24%) Land $192,900 Building $230,700 |
| 2023 | $5,867.00 | $410,300 Land $175,900 Building $234,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Feb 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
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