Fluvanna County property record for 1 Long Leaf Ln, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1985 |
| Lot Size | 0.419 acres (18,252 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $258,000 (Jan 2026) |
| Tax Bill | $2,084 (2025) |
| Deeds & Mortgages | Oct 2006 Line of Credit Jul 2005 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 3 246 |
| Primary APN | 18A 3 246 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 3,293 sqft |
| 1st Floor Area | 842 sqft |
| Basement Area | 765 sqft |
| Finished Basement | 765 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,252 sqft (0.419 acres) |
| Terrain | Rolling |
| View / Lot | Corner |
| Porch | Porch |
| Deck Area | 200 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8634 |
|---|---|
| Street Address | 1 LONG LEAF LN |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | INST 230003114 MONTPELIER-3 LOT 246 18,230 SF |
| Legal Subdivision | MONTPELIER |
| Legal Block | 24 |
| Legal Lot Number | 246 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20103 |
Source: Fluvanna County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 LONG LEAF LN, PALMYRA, VA 22963-2215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 23, 2006 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Jul 21, 2005 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Jun 5, 2007 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 20, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage THE LOAN STORE INC |
| Nov 9, 2023 | Gift Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on Record |
| Deed Sale | Jan 20, 2026 · Amount on Record |
| Prior Sale | Jun 5, 2007 · Amount on Record |
| Deed Document Number | 2026174 |
| Prior Transfer Date | Nov 1, 2023 |
| Prior Transfer Doc | 0000003114 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 1 LONG LEAF LN, PALMYRA, VA 22963-2215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000704/366 |
|---|---|
| Date | Oct 23, 2006 |
| Book Page | 704/366 |
| Instrument | 6295 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 1 LONG LEAF LN, PALMYRA, VA 22963-2215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000642/979 |
|---|---|
| Date | Jul 21, 2005 |
| Book Page | 642/979 |
| Instrument | 4895 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 1 LONG LEAF LN, PALMYRA, VA 22963-2215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000731/662 |
|---|---|
| Date | Jun 5, 2007 |
| Book Page | 731/662 |
| Instrument | 3138 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DEERFIELD BEACH, FL 33442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2037 |
| Rate | 6.62% |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jan 20, 2026 |
| Property Address | 1 LONG LEAF LN, PALMYRA, VA 22963-2215 |
| Document Number | 0260000174 |
| Map Reference | MB 81 PG 553 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 260000174 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $276.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 LONG LEAF LN, PALMYRA, VA 22963-2215 |
| Document Number | 0260000177 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 260000177 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Nov 9, 2023 |
| Property Address | 1 LONG LEAF LN, PALMYRA, VA 22963-2215 |
| Document Number | 0230003114 |
| Map Reference | DB 81 PG 553 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 230003114 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 LONG LEAF LN, PALMYRA, VA 22963-2215 |
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,100 (-) Land $30,000 Building $246,100 | $276,100 (-) Land $30,000 Building $246,100 | |
| 2025 | $2,084.00 (+0.68%) | $276,100 (+30.24%) Land $30,000 Building $246,100 | $276,100 (+30.24%) Land $30,000 Building $246,100 |
| 2024 | $2,070.00 (+15.71%) | ||
| 2023 | $212,000 Land $30,000 Building $182,000 | $212,000 Land $30,000 Building $182,000 | |
| 2022 | $1,789.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Brightspeed DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures