16 Long Leaf Ln, Palmyra, VA 22963 Property Records

Fluvanna County property record for 16 Long Leaf Ln, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1985
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$144,500 (Feb 2019)
Tax Bill	$1,741 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18A 3 267`

Property Details

APN / Parcel Number

Primary APN	`18A 3 267`
Alternative APN	`2299`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	3,264 sqft
1st Floor Area	1,456 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1996
Exterior Material	Logs
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	352 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2299
Street Address	16 LONG LEAF LN
City	PALMYRA
State	VA
Zip	22963-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 190000544 MONTPELIER-3 LOT 267 15,000 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	26
Legal Lot Number	267
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1002
Census Tract	20103

Owner

Source: Fluvanna County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 LONG LEAF LN, PALMYRA, VA 22963-2218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 2, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Feb 27, 2019	Special Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Dec 19, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2019 · Amount on Record
Deed Sale	Feb 27, 2019 · Amount on Record
Deed Document Number	2019544
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Recording Date	Jun 18, 2026
Property Address	16 LONG LEAF LN, PALMYRA, VA 22963-2218
Document Number	0000001859
Instrument Date	Jun 18, 2026
Instrument	20261859
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 LONG LEAF LN, PALMYRA, VA 22963-2218

Mortgage

Document Number	0000001859,
Date	Jun 18, 2026
Instrument	20261859

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	16 LONG LEAF LN, PALMYRA, VA 22963-2218
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001903665
Date	Dec 2, 2019
Instrument	1903665

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

February 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLUVANNA VA
Recording Date	Feb 27, 2019
Property Address	16 LONG LEAF LN, PALMYRA, VA 22963-2218
Document Number	1900544
Map Reference	PB 81 PG 553
Instrument Date	Feb 26, 2019
Instrument	1900544
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 LONG LEAF LN, PALMYRA, VA 22963-2218

Mortgage

Document Number	1900545
Date	Feb 27, 2019
Instrument	1900545

Lender

Name	QUICKEN LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	FLUVANNA VA
Recording Date	Dec 19, 2017
Property Address	16 LONG LEAF LN, PALMYRA, VA 22963-2218
Document Number	0001704053
Map Reference	PB 81 PG 553
Instrument Date	Nov 13, 2017
Instrument	1704053
Transaction Type	Foreclosure
Record Updated	Sep 13, 2023

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 AMON CARTER BLVD, FT WORTH, TX 76155-2202

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,600 (-) Land $30,000 Building $200,600	$230,600 (-) Land $30,000 Building $200,600
2025	$1,741.00 (+2.9%)	$230,600 (+15.01%) Land $30,000 Building $200,600	$230,600 (+15.01%) Land $30,000 Building $200,600
2023		$200,500 Land $30,000 Building $170,500	$200,500 Land $30,000 Building $170,500
2022	$1,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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