1 Locust St, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 1 Locust St, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,378 sqft · built 1927
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$220,212 (Jan 2018)
Tax Bill	$9,531 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`392689 50.10-5-22`

Property Details

APN / Parcel Number

Primary APN	`392689 50.10-5-22`
Alternative APNs	`392689-050-010-0005-022-000-000` `268905001000050220000000` `00460650000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,378 sqft Living Area
Gross Area	1,525 sqft
1st Floor Area	925 sqft
Upper Floors Area	925 sqft
Attic	Attic
Attic Area	453 sqft
Basement Area	462 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	240 ft deep x 100 ft wide
View / Lot	Suburban
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	147 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00460650000
Street Address	1 LOCUST ST
City	SPRING VALLEY
State	NY
Zip	10977-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Subdivision	EDWARD W PETERS MAP 01
Legal Block	5
Legal Lot Number	22.0
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2000
Census Tract	11511

Owner

1 Locust St is owned by an individual who bought it in January 2018.

Source: Rockland County and Ramapo Town records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4 JONATHAN PL, SPRING VALLEY, NY 10977-2108
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Oct 29, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Apr 10, 2018	Deed, Transfer · Conventional Mortgage MB FINANCIAL BANK NA
Jan 2, 2018	Grant Deed, Transfer CLOSING USA LLC
Aug 30, 2017	Trustee's Deed, Foreclosure CLOSING USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2018 · Amount on File
Deed Sale	Jan 2, 2018 · Amount on File
Prior Sale	Aug 30, 2017 · Amount on File
Deed Document Number	2018131
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	1 LOCUST ST, SPRING VALLEY, NY 10977-2904
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028432
Date	Sep 29, 2020
Instrument	2020-00028432

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	1 LOCUST ST, SPRING VALLEY, NY 10977-2904
Document Number	0000031931
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	LAND TRACK TITLE AGENCY LLC, LAND TRACK TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 JONATHAN PL SPRING VALLEY NY 109772108, SPRING VALLEY, NY 10977-2108

Mortgage

Document Number	0000031931
Date	Nov 4, 2019
Instrument	31931

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKLAND NY
Recording Date	Apr 10, 2018
Property Address	1 LOCUST ST, SPRING VALLEY, NY 10977-2904
Document Number	0000010288
Map Reference	MAP 1 MB 42 PG1059
Instrument Date	Mar 23, 2018
Instrument	2018-00010288
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 JONATHAN PL, 4, SPRING VALLEY, NY 10977-2108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 JONATHAN PL, SPRING VALLEY, NY 10977-2108

Mortgage

Document Number	0000010289
Date	Apr 10, 2018
Instrument	2018-00010289

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jan 2, 2018
Property Address	1 LOCUST ST, SPRING VALLEY, NY 10977-2904
Document Number	0000000131
Instrument Date	Dec 15, 2017
Instrument	131
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	CLOSING USA LLC

Transaction

Amount	Amount on Record
Tax	$880.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 LOCUST ST #1 SPRING VALLEY NY 109772904, 1, SPRING VALLEY, NY 10977-2904

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ROCKLAND NY
Recording Date	Aug 30, 2017
Property Address	1 LOCUST ST, SPRING VALLEY, NY 10977-2904
Document Number	0000027706
Instrument Date	Aug 17, 2017
Instrument	27706
Transaction Type	Foreclosure
Record Updated	Sep 22, 2017
Title Company	CLOSING USA LLC

Transaction

Amount	Amount on Record
Tax	$1,657.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,531.00	$38,000 (-) Land $12,000 Building $26,000	$38,000 (-) Land $12,000 Building $26,000
2023		$38,000 Land $12,000 Building $26,000	$38,000 Land $12,000 Building $26,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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