Rockland County and Ramapo Town property record for 7 Locust St, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,106 sqft · built 1924 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Jun 2020) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392689 50.10-5-24 |
| Primary APN | 392689 50.10-5-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,106 sqft Living Area |
| 1st Floor Area | 1,081 sqft |
| Game Room | Game Room |
| Year Built | Built 1924 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 6,098 sqft (0.139 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 323 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00460630000 |
|---|---|
| Old Parcel Number | 268905001000050240000000 |
| Street Address | 7 LOCUST ST |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-2904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LOT:24.000 BLK:5 SEC:50.10 DIST:392689 CITY/MUNI/TWP:RAMAPO (TOV) |
| Legal Subdivision | EDWARD PETERS MAP 01 |
| Legal Block | 5 |
| Legal Lot Number | 24.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11511 |
Source: Rockland County and Ramapo Town records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 LOCUST ST, SPRING VALLEY, NY 10977-2904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC |
| Jun 24, 2020 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 29, 2020 | Grant Deed, Transfer ASHFORD ABSTRACT CORPORATION, ASHFORD ABS CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on Record |
| Deed Sale | Jun 24, 2020 · Amount on Record |
| Prior Sale | Apr 29, 2020 · Amount on Record |
| Deed Document Number | 0202017206 |
| Deed Book / Page | 2020 / 17206 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 7 LOCUST ST, SPRING VALLEY, NY 10977-2904 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000051864 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 2021-00051864 |
| Name | ARC HOME LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jun 24, 2020 |
| Property Address | 7 LOCUST ST, SPRING VALLEY, NY 10977-2904 |
| Document Number | 0000017206 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 17206 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | ADAR LAND AND TREE ABSTRACT INC, ADAR LAND & TREE ABS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 MERRICK DR SPRING VALLEY NY 109772501, SPRING VALLEY, NY 10977-2501 |
| Document Number | 17207 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 17207 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Apr 29, 2020 |
| Property Address | 7 LOCUST ST, SPRING VALLEY, NY 10977-2904 |
| Document Number | 0000012686 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 12686 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2020 |
| Title Company | ASHFORD ABSTRACT CORPORATION, ASHFORD ABS CORP |
| Amount | Amount Recorded |
|---|---|
| Tax | $820.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 27 FRANCIS PL #212 MONSEY NY 109526619, 212, MONSEY, NY 10952-6619 |
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $33,300 (-) Land $12,000 Building $21,300 | $429,124 (+1,266.64%) Land $154,639 Building $274,485 |
| 2023 | $33,300 Land $12,000 Building $21,300 | $31,400 Land $11,315 Building $20,085 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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