1 Laird Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 1 Laird Dr, Moraga, CA 94556

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,643 sqft · built 1958
Lot Size0.278 acres (12,100 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Nov 2003)
Tax Bill$11,596 (2025)
Deeds & MortgagesNov 2020 Mortgage
May 2019 Transfer
Flood ZoneZone X (minimal risk)
APN255-182-005-9

Property Details

APN / Parcel Number

Primary APN255-182-005-9
Alternative APN
  • 255-182-005

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,643 sqft Living Area
1st Floor Area1,643 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1963
Lot Area12,100 sqft (0.278 acres)
Garage TypeAttached
Garage Area473 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address1 LAIRD DR
CityMORAGA
StateCA
Zip94556-1406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionTRACT 2557 14
Legal SubdivisionTRACT NO 2557
Legal Tract2557
Legal Lot Number14
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1000
Census Tract352201

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1 LAIRD DR, MORAGA, CA 94556-1406
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
May 8, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2003 · Amount on Record
Deed SaleNov 5, 2003 · Amount on Record
Deed Document Number2003545795
Prior Transfer DateAug 16, 2002
Prior Transfer Doc0000289864
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1 LAIRD DR, MORAGA, CA 94556-1406
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 LAIRD DR, MORAGA, CA 94556-1406

Mortgage

Document Number0000275978
DateNov 17, 2020
Instrument2020-275978
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateMay 8, 2019
Property Address1 LAIRD DR, MORAGA, CA 94556-1406
Document Number0000065774
Instrument DateMay 8, 2019
Instrument65774
Transaction TypeTransfer
Record UpdatedMay 23, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1 LAIRD DR MORAGA CA 945561406, MORAGA, CA 94556-1406

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityMoraga Town
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictMoraga Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$906,374 (+2%) Land $674,347 Building $232,027
2025$11,596.00 (+5.72%)$888,603 (+4.04%) Land $661,125 Building $227,478
2023$10,969.00 (+1.56%)$854,099 Land $635,453 Building $218,646
2022$10,800.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims6 (1979–1996)
Most Recent ClaimApr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 42% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

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