34 Laird Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 34 Laird Dr, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,914 sqft · built 1960
Lot Size	0.356 acres (15,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$699,000 (Oct 2009)
Tax Bill	$11,675 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`255-181-001-9`

Property Details

APN / Parcel Number

Primary APN	`255-181-001-9`
Alternative APN	`255-181-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,914 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	15,500 sqft (0.356 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	34 LAIRD DR
City	MORAGA
State	CA
Zip	94556-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	TRACT 2557 9
Legal Subdivision	TRACT NO 2 557
Legal Tract	2557
Legal Lot Number	9
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	352201

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 LAIRD DR, MORAGA, CA 94556-1407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage MAXREAL CUPERTINO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2009 · Amount on Record
Deed Sale	Oct 7, 2009 · Amount on Record
Deed Document Number	2009236340
Prior Transfer Date	Jun 13, 2007
Prior Transfer Doc	0000177105
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	34 LAIRD DR, MORAGA, CA 94556-1407
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LAIRD DR, MORAGA, CA 94556-1407

Mortgage

Document Number	0000108078
Date	Apr 12, 2021
Instrument	2021-108078

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	34 LAIRD DR, MORAGA, CA 94556-1407
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LAIRD DR, MORAGA, CA 94556-1407

Mortgage

Document Number	0000229748
Date	Aug 18, 2021
Instrument	2021-229748

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	34 LAIRD DR, MORAGA, CA 94556-1407
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CORNERSTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LAIRD DR, MORAGA, CA 94556-1407

Mortgage

Document Number	0000237915
Date	Oct 14, 2020
Instrument	2020-237915

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	34 LAIRD DR, MORAGA, CA 94556-1407
Document Number	0000232766
Instrument Date	Dec 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 LAIRD DR MORAGA CA 945561407, MORAGA, CA 94556-1407

Mortgage

Document Number	0000232766
Date	Dec 12, 2017
Instrument	232766

Lender

Name	MAXREAL CUPERTINO
Address	10991 N DE ANZA BLVD, CUPERTINO, CA 95014-6303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$920,317 (+2%) Land $770,228 Building $150,089
2025	$11,675.00 (+5.74%) Homeowner's exemption	$902,273 (+4.04%) Land $755,126 Building $147,147
2023	$11,041.00 (+1.58%) Homeowner's exemption	$867,238 Land $725,804 Building $141,434
2022	$10,869.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1979–1996)
Most Recent Claim	Apr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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