Suffolk County and Smithtown Town property record for 1 Indian Head Rd, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | Company Name on Record |
| Last Sale | $675,000 (Apr 2008) |
| Tax Bill | $17,475 (2024) |
| Deeds & Mortgages | Nov 2021 Refinance Jan 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 90.-2-1 |
| Primary APN | 473489 90.-2-1 |
|---|---|
| Alternative APNs |
|
| Lot Area | 60,113 sqft |
|---|
| Street Address | 1 INDIAN HEAD RD |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-96051 TC-52 CARUSO GRAF&SCHECGRAF&SCHECTER S OF N Y |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 135102 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1 INDIAN HEAD RD, COMMACK, NY 11725-2203 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Jan 25, 2022 | Deed, Transfer |
| Nov 26, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2008 · Amount on Record |
| Deed Sale | Apr 23, 2008 · Amount on Record |
| Deed Book / Page | 12548 / 427 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1 INDIAN HEAD RD, COMMACK, NY 11725-2203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0233500768 |
|---|---|
| Date | Nov 26, 2021 |
| Book Page | 23350/768 |
| Instrument | DM049053 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 25, 2022 |
| Property Address | 1 INDIAN HEAD RD, COMMACK, NY 11725-2203 |
| Document Number | 0131390894 |
| Book / Page | 13139 / 894 |
| Instrument Date | Oct 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Nov 26, 2021 |
| Property Address | 1 INDIAN HEAD RD, COMMACK, NY 11725-2203 |
| Document Number | 0131310557 |
| Book / Page | 13131 / 557 |
| Instrument Date | Aug 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 445 BROADHOLLOW RD, MELVILLE, NY 11747-3669 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,380 (-) Land $595 Building $5,785 | $797,500 (+10,775.49%) Land $74,375 Building $723,125 | |
| 2024 | $17,475.00 | ||
| 2023 | $6,380 Land $595 Building $5,785 | $7,333 Land $684 Building $6,649 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2010) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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