Suffolk County and Smithtown Town property record for 214 Indian Head Rd, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,460 sqft · built 1991 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Individual Name on File |
| Last Sale | $678,000 (Nov 2023) |
| Tax Bill | $16,307 (2024) |
| Deeds & Mortgages | Mar 2024 Refinance Nov 2023 Sale & Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 65.-1-50.1 |
| Primary APN | 473489 65.-1-50.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,460 sqft Living Area |
| Gross Area | 3,335 sqft |
| 1st Floor Area | 1,260 sqft |
| 2nd Floor Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 31,363 sqft (0.72 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 875 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 214 INDIAN HEAD RD |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-98111 TC-52 SOMAR @ COMMACK LOT 1 *8684 |
| Legal Subdivision | MAP SOMAR AT COMMACK |
| Legal Block | 1 |
| Legal Lot Number | 50 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 135102 |
214 Indian Head Rd is owned and occupied by an individual who bought it in November 2023.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 214 INDIAN HEAD RD, COMMACK, NY 11725-1310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK |
| Nov 15, 2023 | Deed, Transfer · Stand-Alone Refinance TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2023 · Amount on File |
| Deed Sale | Nov 15, 2023 · Amount on File |
| Prior Sale | Jun 24, 1994 · Amount on File |
| Deed Book / Page | 13225 / 980 |
| Prior Transfer Date | Sep 17, 2010 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 214 INDIAN HEAD RD, COMMACK, NY 11725-1310 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235770003 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 23577/3 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Nov 15, 2023 |
| Property Address | 214 INDIAN HEAD RD, COMMACK, NY 11725-1310 |
| Document Number | 0132250980 |
| Book / Page | 13225 / 980 |
| Instrument Date | Aug 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | WESTCORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 214 INDIAN HEAD RD, COMMACK, NY 11725-1310 |
| Document Number | 0235480949 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 23548/949 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Dec 1, 2052 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,131 Land $400 Building $5,731 | $766,375 Land $50,000 Building $716,375 | |
| 2024 | $16,307.00 | ||
| 2023 | $5,940 Land $400 Building $5,540 | $6,828 Land $460 Building $6,368 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 214 Indian Head Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 214 Indian Head Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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