1 Harding Ct, Franklin, OH 45005 Property Records

Warren County property record for 1 Harding Ct, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 950 sqft · built 1972
Lot Size	0.183 acres (7,410 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Nov 2022)
Tax Bill	$2,650 (2025)
Deeds & Mortgages	May 2023 Mortgage Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-25-158-011-0`

Property Details

APN / Parcel Number

Primary APN	`04-25-158-011-0`
Alternative APNs	`0425158011` `425158011` `2123533`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	950 sqft Living Area
Gross Area	1,225 sqft
1st Floor Area	950 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,410 sqft (0.183 acres)
Lot Dimensions	95 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2123533
Street Address	1 HARDING CT
City	FRANKLIN
State	OH
Zip	45005-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANKLIN WOODS 1 LOT 37
Legal Range	5
Legal Township	2
Legal Section	25
Legal Subdivision	FRANKLIN WOODS 1
Legal Block	533
Legal Lot Number	37
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2023
Census Tract	30501

Owner

1 Harding Ct is owned by an individual who acquired it in May 2023.

Source: Warren County records, as of July 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1767 GRAND CYPRESS BLVD, WAYNESVILLE, OH 45068-9801
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Quit Claim Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
Nov 22, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2022 · Amount on File
Deed Sale	Nov 22, 2022 · Amount on File
Deed Document Number	202235326
Last Transfer Date	May 19, 2023
Transfer Doc	0000010006
Record Updated	Sep 20, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN OH
Recording Date	May 23, 2023
Property Address	1 HARDING CT, FRANKLIN, OH 45005-2313
Document Number	0000010006
Map Reference	MB 6 PG 75
Instrument Date	May 19, 2023
Instrument	2023-010006
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1767 GRAND CYPRESS BLVD, WAYNESVILLE, OH 45068-9801

Mortgage

Document Number	0000010007
Date	May 23, 2023
Instrument	2023-010007

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Nov 22, 2022
Property Address	1 HARDING CT, FRANKLIN, OH 45005-2313
Document Number	0000035326
Map Reference	MB 6 PG 75
Instrument Date	Nov 18, 2022
Instrument	2022-035326
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2835 MIAMI VILLAGE DR, MIAMISBURG, OH 45342-4916

Tax Assessment & Valuation

The 2025 property tax bill for 1 Harding Ct was $2,650, up 8.4% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,650.00 (+8.43%)	$50,820 Land $15,750 Building $35,070	$145,200 Land $45,000 Building $100,200
2024	$2,444.00 (+20.99%)
2023	$2,020.00 (+3.27%)	$37,695 (-) Land $9,685 Building $28,010
2022	$1,956.00	$37,695 Land $9,685 Building $28,011	$107,700 (-) Land $27,670 Building $80,030
2021			$107,700 Land $27,670 Building $80,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Harding Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 Harding Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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