1 Gary Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1 Gary Ct, Saint Charles, MO 63301

Property Summary

Property TypeQuadplex
Details1,898 sqft · built 1965
Lot Size0.214 acres (9,344 sqft)
OwnerCompany Name on Record
Last Sale$251,000 (May 2009)
Tax Bill$3,240 (2025)
Flood ZoneZone X (minimal risk)
APN044490A000

Property Details

APN / Parcel Number

Primary APN044490A000
Alternative APN
  • 6-009C-4059-00-0003.0000000

Interior

Stories1 Story
Building Area1,898 sqft Total Area
1st Floor Area1,898 sqft

Exterior

Year BuiltBuilt 1965
Exterior MaterialPlywood
Lot Area9,344 sqft
Lot Dimensions128 ft deep x 73 ft wide
Garage TypeAttached
Patio Area511 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number044490A000
Old Parcel Number044490A000
Street Address1 GARY CT
CitySAINT CHARLES
StateMO
Zip63301-2318
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Local Zoning CodeAC5
Legal DescriptionCUNNINGHAM GARDENS LOT 3
Legal Range05E
Legal Township47N
Legal SubdivisionCUNNINGHAM GARDENS
Legal Lot Number3
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group4
Census Block4002
Census Tract310501

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address93 BLAIR PL, SAINT CHARLES, MO 63301-4581
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2009 · Amount on Record
Deed SaleMay 5, 2009 · Amount on Record
Prior SaleApr 12, 2007
Deed Document Number0005178408
Deed Book / Page5178 / 408
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,240.00$51,689 (-)$272,045 (-) Land $40,000 Building $232,045
2023$51,689
2022$272,045 Land $40,000 Building $232,045

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

Nearby Properties on Gary Ct

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