29 Gary Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 29 Gary Ct, Saint Charles, MO 63301

Property Summary

Property Type	Quadplex
Details	3,480 sqft · built 1965
Lot Size	0.336 acres (14,664 sqft)
Owner	Individual Name on Record
Last Sale	$281,500 (May 2020)
Tax Bill	$3,240 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044520A000`

Property Details

APN / Parcel Number

Primary APN	`044520A000`
Alternative APN	`6-009C-4059-00-0006.0000000`

Interior

Stories	2 Stories
Building Area	3,480 sqft Total Area
1st Floor Area	3,480 sqft

Exterior

Year Built	Built 1965
Exterior Material	Brick/Wood
Lot Area	14,664 sqft
Lot Dimensions	156 ft deep x 94 ft wide
Garage Type	Attached
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	044520A000
Old Parcel Number	044520A000
Street Address	29 GARY CT
City	SAINT CHARLES
State	MO
Zip	63301-2348
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	AC5
Legal Description	CUNNINGHAM GARDENS LOT 6
Legal Range	05E
Legal Township	47N
Legal Subdivision	CUNNINGHAM GARDENS
Legal Lot Number	6
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	4
Census Block	4002
Census Tract	310501

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	29 GARY CT APT C, C, SAINT CHARLES, MO 63301-2360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2020 · Amount on Record
Deed Sale	May 7, 2020 · Amount on Record
Prior Sale	Apr 21, 2006
Deed Document Number	0072882499
Deed Book / Page	7288 / 2499
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 7, 2020
Property Address	29 GARY CT, SAINT CHARLES, MO 63301-2360
Document Number	0072882499
Book / Page	7288 / 2499
Map Reference	MB 10 PG 12
Instrument Date	May 5, 2020
Instrument	20200507000291860
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5630 PERSHING AVE UNIT 39, 39, SAINT LOUIS, MO 63112-1760

Mortgage

Document Number	20200507000291870
Date	May 7, 2020
Instrument	20200507000291870

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,240.00 (+5.26%)	$51,689 (-)	$272,045 (-) Land $40,000 Building $232,045
2023		$51,689 (+15.38%)
2022	$3,078.00	$44,797	$272,045 (+15.38%) Land $40,000 Building $232,045
2021			$235,773 Land $40,000 Building $195,773

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

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