Bristol Town property record for 1 Francesca Ln, Bristol, RI 02809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,175 sqft · built 1999 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $58,000 (Feb 1999) |
| Tax Bill | $7,427 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-0707-35 |
| Primary APN | 12-0707-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,175 sqft Living Area |
| Gross Area | 4,403 sqft |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 1,132 sqft |
| Unfinished Basement | 1,132 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,460 sqft (0.309 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 3368 |
|---|---|
| Street Address | 1 FRANCESCA LN |
| City | BRISTOL |
| State | RI |
| Zip | 02809-5177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Lot Number | 86 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 30902 |
Source: Bristol Town records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 FRANCESCA LN, BRISTOL, RI 02809-5177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CREDIT UNION |
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION |
| Oct 31, 2022 | Deed of Trust, Mortgage · ARM NAVIGANT CREDIT UNION |
| Aug 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Jan 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU |
| Jun 26, 2017 | Deed of Trust, Mortgage NAVIGANT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 1999 · Amount on File |
| Deed Sale | Feb 12, 1999 · Amount on File |
| Deed Book / Page | 687 / 52 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Jun 2, 2026 |
| Property Address | 1 FRANCESCA LN, BRISTOL, RI 02809-5177 |
| Document Number | 002323-309 |
| Book / Page | 2323 / 309 |
| Instrument Date | May 28, 2026 |
| Instrument | 20261296 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1 FRANCESCA LN, BRISTOL, RI 02809-5177 |
| Document Number | 0000001296, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 2323/309 |
| Instrument | 20261296 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Adjustable Rate |
| Type Change Date | Jul 1, 2036 |
| Index | 1-Month LIBOR |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 1 FRANCESCA LN, BRISTOL, RI 02809-5177 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002306-45 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 2306/45 |
| Instrument | 2025-2935 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 1 FRANCESCA LN, BRISTOL, RI 02809-5177 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002193-148 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 2193/148 |
| Instrument | 3263 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Type Change Date | Nov 1, 2032 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 1 FRANCESCA LN, BRISTOL, RI 02809-5177 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2127-151 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 2127/151 |
| Instrument | 12239 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 1 FRANCESCA LN, BRISTOL, RI 02809-5177 |
| Document Number | 2021-124 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1 FRANCESCA LN BRISTOL RI 028095177, BRISTOL, RI 02809-5177 |
| Document Number | 2021-124 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 002021/000124 |
| Instrument | 4241 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 1 FRANCESCA LN, BRISTOL, RI 02809-5177 |
| Document Number | 1898-33 |
| Book / Page | 001898 / 000033 |
| Instrument Date | Jun 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1 FRANCESCA LN BRISTOL RI 028095177, BRISTOL, RI 02809-5177 |
| Document Number | 1898-33 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 001898/000033 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Bristol Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,427.00 (+3.17%) | |
| 2025 | $7,199.00 (+5.43%) | $749,900 (+46.72%) Land $204,300 Building $545,600 |
| 2023 | $6,828.00 (+2.77%) | $511,100 (-) Land $170,300 Building $340,800 |
| 2022 | $6,644.00 | $511,100 Land $170,300 Building $340,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 9 (2006–2015) |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| i3 Broadband Cable · Fiber in parts of the area | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures