Steuben County and Wayland Town property record for 1 E Lake Rd, Cohocton, NY 14826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,385 sqft · built 1970 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Mar 2022) |
| Tax Bill | $2,915 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2022 Sale |
| APN | 0004229-010 |
| Primary APN | 0004229-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,385 sqft Living Area |
| 1st Floor Area | 764 sqft |
| Upper Floors Area | 207 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | A-Frame |
| Exterior Material | Concrete |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 112 ft deep x 200 ft wide |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 551 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Account Number | 0004229-010 |
|---|---|
| Street Address | 1 E LAKE RD |
| City | COHOCTON |
| State | NY |
| Zip | 14826-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AW |
| Legal Description | CAMPBELL COUNTY RD 121 E LAKE RD E LAKE RD |
| Legal Block | 1 |
| Legal Lot Number | 36.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | WAYLAND |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 960400 |
1 E Lake Rd is owned by two individuals who bought it in March 2022.
Source: Steuben County and Wayland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8859 STATE ROUTE 53, NAPLES, NY 14512-9565 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Mar 21, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2022 · Amount on File |
| Deed Sale | Mar 21, 2022 · Amount on File |
| Prior Sale | Dec 13, 1995 · Amount on File |
| Deed Book / Page | 2948 / 244 |
| Prior Transfer Date | Mar 30, 2006 |
| Prior Transfer Doc | 0000002009/000000021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Jul 29, 2026 |
| Property Address | 1 E LAKE RD, COHOCTON, NY 14826-9756 |
| Document Number | 5308000042 |
| Book / Page | 5308 / 42 |
| Instrument Date | Jul 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1 E LAKE RD, COHOCTON, NY 14826-9756 |
| Document Number | 5308000042, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 5308/42 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Mar 21, 2022 |
| Property Address | 1 E LAKE RD, COHOCTON, NY 14826-9756 |
| Document Number | 002948/244 |
| Book / Page | 2948 / 244 |
| Instrument Date | Mar 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8859 STATE ROUTE 53, NAPLES, NY 14512-9565 |
The 2026 property tax bill for 1 E Lake Rd was $2,915, up 1.6% from the year before.
Source: Steuben County and Wayland Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Wayland Town |
| Unified School District | Wayland-Cohocton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,915.00 (+1.57%) | ||
| 2025 | $2,870.00 | $90,000 Land $8,300 Building $81,700 | $120,000 Land $11,067 Building $108,933 |
| 2023 | $90,000 Land $8,300 Building $81,700 | $98,901 Land $9,121 Building $89,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1 E Lake Rd; there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1981–2024) |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 E Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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