1 E 45th St, Savannah, GA 31405 Property Records

Chatham County property record for 1 E 45th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,786 sqft · built 2013
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$299,000 (Jan 2014)
Tax Bill	$3,267 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0074-37-009`

Property Details

APN / Parcel Number

Primary APN	`2-0074-37-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,786 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1 E 45TH ST
City	SAVANNAH
State	GA
Zip	31405-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT D RECOMBINATION OF LOTS 9 3-98 ARDSLEY PARK SUB PRB 47P
Legal Subdivision	ARDSLEY PARK SUB
Legal Lot Number	D,9,3-8
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1016
Census Tract	2900

Owner

Source: Chatham County records · APN 2-0074-37-009

Assessment roll updated September 15, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1 E 45TH ST, SAVANNAH, GA 31405-2112
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 17, 2014 · Amount on Record
Deed Sale	Jan 17, 2014 · Amount on Record
Deed Document Number	2014426
Deed Book / Page	393X / 308
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	1 E 45TH ST, SAVANNAH, GA 31405-2112
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 E 45TH ST, SAVANNAH, GA 31405-2112

Mortgage

Document Number	0000002179/0000000404
Date	Dec 21, 2020
Book Page	0000002179/0000000404

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jan 01, 2020

Tax Assessment & Valuation

Source: Chatham County records · Assessment roll updated September 15, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,267.00 (-27.06%) Homeowner's exemption	$356,640 (+35.34%) Land $64,000 Building $292,640	$891,600 (+35.34%) Land $160,000 Building $731,600
2023		$263,520 (+16.33%) Land $64,800 Building $198,720	$658,800 (+16.33%) Land $162,000 Building $496,800
2022	$4,479.00	$226,520 Land $20,000 Building $206,520	$566,300 Land $50,000 Building $516,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Delta Communications, Seimitsu, Verizon.

Based on FCC filings for 698 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAVANNAH-MAIN serves 168,958 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.