1 Cozumel, Foothill Ranch, CA 92610 Property Records

Orange County property record for 1 Cozumel, Foothill Ranch, CA 92610

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,175 sqft · built 1993
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$710,000 (Dec 2014)
Tax Bill	$9,263 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`601-055-13`

Property Details

APN / Parcel Number

Primary APN	`601-055-13`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,175 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	6,000 sqft (0.138 acres)
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1 COZUMEL
City	FOOTHILL RANCH
State	CA
Zip	92610-1857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13748 BLK LOT 13
Legal Subdivision	TRACT NO 13748
Legal Tract	13748
Legal Lot Number	13
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3008
Census Tract	52430

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1 COZUMEL, FOOTHILL RANCH, CA 92610-1857
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOAN MONKEY INC
Oct 6, 2021	Intrafamily Transfer, Transfer
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Sep 8, 2020	Quit Claim Deed, Transfer OPTIMUM FIRST INC
Sep 8, 2020	Quit Claim Deed, Transfer WFG TITLE COMPANY/CA, WFG TITLE CO/CA
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2014 · Amount on Record
Deed Sale	Dec 18, 2014 · Amount on Record
Prior Sale	Jun 16, 1998 · Amount on Record
Deed Document Number	2014547409
Last Transfer Date	Aug 24, 2021
Transfer Doc	0000616679
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 6, 2021
Property Address	1 COZUMEL, FOOTHILL RANCH, CA 92610-1857
Document Number	0000616677
Map Reference	MB 645 PG 7-11
Instrument Date	Aug 24, 2021
Instrument	2021000616677
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 COZUMEL, FOOTHILL RANCH, CA 92610-1857

Mortgage

Document Number	0000616678
Date	Oct 6, 2021
Instrument	2021000616678

Lender

Name	LOAN MONKEY INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2036

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 6, 2021
Property Address	1 COZUMEL, FOOTHILL RANCH, CA 92610-1857
Document Number	0000616679
Map Reference	MB 645 PG 711
Instrument Date	Aug 24, 2021
Instrument	2021000616679
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1 COZUMEL, FOOTHILL RANCH, CA 92610-1857

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1 COZUMEL, FOOTHILL RANCH, CA 92610-1857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 COZUMEL, FOOTHILL RANCH, CA 92610-1857

Mortgage

Document Number	0000620329
Date	Oct 30, 2020
Instrument	2020000620329

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 8, 2020
Property Address	1 COZUMEL, FOOTHILL RANCH, CA 92610-1857
Document Number	0000474286
Instrument Date	Aug 3, 2020
Instrument	474286
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 COZUMEL FOOTHILL RANCH CA 926101857, FOOTHILL RANCH, CA 92610-1857

Mortgage

Document Number	474287
Date	Sep 8, 2020
Instrument	474287

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 7, 2035

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 8, 2020
Property Address	1 COZUMEL, FOOTHILL RANCH, CA 92610-1857
Document Number	0000474288
Instrument Date	Aug 3, 2020
Instrument	474288
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1 COZUMEL FOOTHILL RANCH CA 926101857, FOOTHILL RANCH, CA 92610-1857

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1 COZUMEL, FOOTHILL RANCH, CA 92610-1857
Document Number	0000278107
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1 COZUMEL FOOTHILL RANCH CA 926101857, FOOTHILL RANCH, CA 92610-1857

Mortgage

Document Number	0000278107
Date	Jul 31, 2019
Instrument	278107

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2034

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$901,911 (+2%) Land $607,114 Building $294,797
2025	$9,263.00 (+4.29%)	$884,227 (+4.04%) Land $595,210 Building $289,017
2023	$8,882.00 (+1.81%)	$849,893 Land $572,098 Building $277,795
2022	$8,724.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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