Essex County and Marblehead Town property record for 1 Cliff St, Marblehead, MA 01945 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1987 |
| Square Footage | 2,703 sqft Living Area |
| Lot Size | 5,266 sqft (0.121 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,215,000 (2020) |
| Tax Bill | $13,583.00 (2025) |
Source: Essex County and Marblehead Town records · APN MARB M:0113 B:0032 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 CLIFF ST, MARBLEHEAD, MA 01945-3060 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 09, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 05, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance METRO CU |
| Jun 04, 2020 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage METRO CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 04, 2020 · Amount on Record |
| Deed Sale | Jun 04, 2020 · Amount on Record |
| Prior Sale | Oct 29, 2013 |
| Deed Book / Page | 38581 / 570 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 1 CLIFF ST, MARBLEHEAD, MA 01945-3060 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043172-459 |
|---|---|
| Date | Jan 09, 2026 |
| Book Page | 43172/459 |
| Instrument | 20260109003710 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 1 CLIFF ST, MARBLEHEAD, MA 01945-3060 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0039735-63 |
|---|---|
| Date | Apr 05, 2021 |
| Book Page | 39735/63 |
| Instrument | 20210405006040 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | May 01, 2047 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jun 04, 2020 |
| Property Address | 1 CLIFF ST, MARBLEHEAD, MA 01945-3060 |
| Document Number | 38581-570 |
| Book / Page | 38581 / 570 |
| Instrument Date | May 29, 2020 |
| Instrument | 20200604002960 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 CLIFF ST, MARBLEHEAD, MA 01945-3060 |
| Document Number | 200604002970 |
|---|---|
| Date | Jun 04, 2020 |
| Instrument | 200604002970 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,583.00 (-2.18%) | $1,500,900 (-3.15%) Land $811,500 Building $689,400 | $1,559,425 |
| 2024 | $13,885.00 (+6.28%) | $1,549,700 (+18.62%) Land $927,400 Building $622,300 | |
| 2023 | $13,064.00 | $1,306,400 Land $753,500 Building $552,900 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | MARB M:0113 B:0032 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,703 sqft Living Area |
| Gross Area | 3,942 sqft Gross Area |
| Stories | 3 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,266 sqft (0.121 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 1 CLIFF ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3060 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | LAND CLOUTMAN REALTY TR |
| Legal Block | 32 |
| Jurisdiction | MARBLEHEAD MA |
| Minor Civil Division | MARBLEHEAD |
| Census Blockgroup | 4 |
| Census Block | 4031 |
| Census Tract | 203200 |
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