1 Cedarwood Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 1 Cedarwood Rd, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,257 sqft · built 1960
Lot Size	0.16 acres (6,964 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Nov 2015)
Tax Bill	$5,059 (2026)
Deeds & Mortgages	Jan 2024 Refinance Nov 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0242 B:0036 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0242 B:0036 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,257 sqft Living Area
Gross Area	2,296 sqft
1st Floor Area	1,257 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,964 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	1 CEDARWOOD RD
City	GLOUCESTER
State	MA
Zip	01930-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	36
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3030
Census Tract	221902

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 CEDARWOOD RD, GLOUCESTER, MA 01930-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK
Nov 8, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance BANGOR SAVINGS BANK
Nov 8, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance BANGOR SAVINGS BANK
May 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Oct 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Apr 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 6, 2018	Quit Claim Deed, Transfer SALEM FIVE MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2015 · Amount on Record
Deed Sale	Nov 18, 2015 · Amount on Record
Deed Book / Page	34528 / 311
Last Transfer Date	Nov 3, 2021
Transfer Doc	0040462-90
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	1 CEDARWOOD RD, GLOUCESTER, MA 01930-1505
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041964-418
Date	Jan 29, 2024
Book Page	41964/418
Instrument	20240129000730

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Nov 8, 2021
Property Address	1 CEDARWOOD RD, GLOUCESTER, MA 01930-1505
Document Number	40462-90
Book / Page	40462 / 90
Instrument Date	Nov 3, 2021
Instrument	20211108003170
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 CEDARWOOD RD, GLOUCESTER, MA 01930-1505

Mortgage

Document Number	40462-92
Date	Nov 8, 2021
Book Page	40462/92
Instrument	20211108003180

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Nov 8, 2021
Property Address	1 CEDARWOOD RD, GLOUCESTER, MA 01930-1505
Document Number	0040462-90
Book / Page	40462 / 90
Instrument Date	Nov 3, 2021
Instrument	20211108003170
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 CEDARWOOD RD, GLOUCESTER, MA 01930-1505

Mortgage

Document Number	20211108003180
Date	Nov 8, 2021
Instrument	20211108003180

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	1 CEDARWOOD RD, GLOUCESTER, MA 01930-1505
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38541-579
Date	May 22, 2020
Book Page	38541/579
Instrument	20200522002270

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	1 CEDARWOOD RD, GLOUCESTER, MA 01930-1505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37973-282
Date	Oct 28, 2019
Book Page	37973/282
Instrument	20191028003600

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 23, 2020
Property Address	1 CEDARWOOD RD, GLOUCESTER, MA 01930-1505
Document Number	38446-146
Book / Page	038446 / 000146
Instrument Date	Apr 21, 2020
Instrument	23001170
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CEDARWOOD RD GLOUCESTER MA 019301505, GLOUCESTER, MA 01930-1505

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Mar 6, 2018
Property Address	1 CEDARWOOD RD, GLOUCESTER, MA 01930-1505
Document Number	36571-2
Book / Page	36571 / 2
Instrument	180306002510
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$41.26
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CEDARWOOD RD, GLOUCESTER, MA 01930-1505

Mortgage

Document Number	36571-4
Date	Mar 6, 2018
Book Page	36571/4
Instrument	180306002520

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,059.00 (+3.01%)	$543,400 (+7.56%) Land $150,200 Building $393,200	$740,771 (+28.48%)
2025	$4,911.00 (+1.55%)	$505,200 (+1.65%) Land $139,100 Building $366,100
2024	$4,836.00 (-0.98%)	$497,000 (+7.76%) Land $132,500 Building $364,500	$576,555
2023	$4,884.00	$461,200 Land $118,300 Building $342,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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