11 Cedarwood Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 11 Cedarwood Rd, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,000 sqft · built 1960
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (May 2020)
Tax Bill	$4,891 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Jul 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0242 B:0031 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0242 B:0031 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,000 sqft
Basement Area	962 sqft
Unfinished Basement	252 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,200 sqft (0.234 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	11 CEDARWOOD RD
City	GLOUCESTER
State	MA
Zip	01930-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	ANTHONY JULIAN
Legal Block	31
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3030
Census Tract	221902

Owner

11 Cedarwood Rd is owned and occupied by an individual who acquired it in June 2021.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	11 CEDARWOOD RD, GLOUCESTER, MA 01930-1505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 2, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance MSA LENDING LLC
May 4, 2021	Quit Claim Deed, Transfer Quitclaim
May 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on File
Deed Sale	May 1, 2020 · Amount on File
Deed Document Number	20202550
Deed Book / Page	38474 / 580
Last Transfer Date	Jun 28, 2021
Transfer Doc	040051-138
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	11 CEDARWOOD RD, GLOUCESTER, MA 01930-1505
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040366-582
Date	Oct 12, 2021
Book Page	40366/582
Instrument	20211012001080

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2046

Interest

Rate Type	Adjustable Rate

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jul 2, 2021
Property Address	11 CEDARWOOD RD, GLOUCESTER, MA 01930-1505
Document Number	040051-138
Book / Page	40051 / 138
Instrument Date	Jun 28, 2021
Instrument	20210702002990
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CEDARWOOD RD, GLOUCESTER, MA 01930-1505

Mortgage

Document Number	040051-140
Date	Jul 2, 2021
Book Page	40051/140
Instrument	20210702003000

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	May 4, 2021
Property Address	11 CEDARWOOD RD, GLOUCESTER, MA 01930-1505
Document Number	039841-423
Book / Page	39841 / 423
Instrument Date	May 4, 2021
Instrument	20210504004670
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11 CEDARWOOD RD, GLOUCESTER, MA 01930-1505

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	May 1, 2020
Property Address	11 CEDARWOOD RD, GLOUCESTER, MA 01930-1505
Document Number	38474-580
Book / Page	038474 / 000580
Instrument Date	Apr 30, 2020
Instrument	1002550
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,938.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 CEDARWOOD RD GLOUCESTER MA 019301505, GLOUCESTER, MA 01930-1505

Tax Assessment & Valuation

The 2026 property tax bill for 11 Cedarwood Rd was $4,891, down 0.5% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,891.00 (-0.53%)	$525,300 (+3.83%) Land $199,700 Building $325,600	$655,036
2025	$4,917.00 (-3.8%)	$505,900 (-3.69%) Land $185,000 Building $320,900
2024	$5,111.00 (+5.91%)	$525,300 (+15.27%) Land $176,100 Building $349,200	$561,640
2023	$4,826.00	$455,700 Land $157,300 Building $298,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Cedarwood Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Cedarwood Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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