Erie County and Lancaster Town property record for 1 Arrow Trl, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,348 sqft · built 1989 |
| Lot Size | 0.331 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Dec 2018) |
| Tax Bill | $8,312 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 115.15-3-38 |
| Primary APN | 145289 115.15-3-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,348 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| 2nd Floor Area | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,375 sqft (0.331 acres) |
| Lot Dimensions | 125 ft deep x 114 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 110 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1 ARROW TRL |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | SL 38 |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 3 |
| Legal Lot Number | 38.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 14206 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 ARROW TRL, LANCASTER, NY 14086-9687 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK NA |
| Jan 30, 2026 | Intrafamily Transfer, Transfer |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 1ST PRIORITY MORTGAGE INC |
| Dec 19, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2018 · Amount on Record |
| Deed Sale | Dec 19, 2018 · Amount on Record |
| Deed Document Number | 2018253353 |
| Deed Book / Page | 11338 / 8495 |
| Prior Transfer Date | Oct 25, 2012 |
| Prior Transfer Doc | 0112320118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 9, 2026 |
| Property Address | 1 ARROW TRL, LANCASTER, NY 14086-9687 |
| Document Number | 0000104919 |
| Book / Page | 14201 / 951 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 2026104919 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | CHICAGO LAND TITLE INSURANCE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship, 153 |
| Address | 1 ARROW TRL, LANCASTER, NY 14086-9687 |
| Document Number | 0000104919, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 14201/951 |
| Instrument | 2026104919 |
| Name | M & T BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jan 30, 2026 |
| Property Address | 1 ARROW TRL, LANCASTER, NY 14086-9687 |
| Document Number | 0114566639 |
| Book / Page | 11456 / 6639 |
| Map Reference | MB 2492 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 2026018684 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 ARROW TRL, LANCASTER, NY 14086-9687 |
| Name | Verified Name |
|---|---|
| Address | 1 ARROW TRL, LANCASTER, NY 14086-9687 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 1 ARROW TRL, LANCASTER, NY 14086-9687 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139478060 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 13947/8060 |
| Instrument | 2020117369 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BUFFALO, NY 14221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Dec 19, 2018 |
| Property Address | 1 ARROW TRL, LANCASTER, NY 14086-9687 |
| Document Number | 0113388495 |
| Book / Page | 11338 / 8495 |
| Map Reference | MAP 2492 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 2018253353 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,610.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 HAMPTON CT, 26, LANCASTER, NY 14086-9421 |
| Name | Verified Name |
|---|---|
| Address | 161 DIANE DR, CHEEKTOWAGA, NY 14225-5201 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,312.00 (+112.8%) | ||
| 2025 | $3,906.00 (-51.14%) | $290,000 (-) Land $70,000 Building $220,000 | $453,125 (+12.49%) Land $109,375 Building $343,750 |
| 2024 | $7,995.00 | $290,000 (-) Land $70,000 Building $220,000 | $402,800 (+4.16%) Land $97,228 Building $305,572 |
| 2023 | $290,000 Land $70,000 Building $220,000 | $386,700 Land $93,341 Building $293,359 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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