7 Arrow Trl, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 7 Arrow Trl, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,261 sqft · built 1992
Lot Size	0.216 acres (9,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$469,000 (Aug 2024)
Tax Bill	$7,418 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`145289 115.15-3-41`

Property Details

APN / Parcel Number

Primary APN	`145289 115.15-3-41`
Alternative APN	`52891151500003041000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,261 sqft Living Area
1st Floor Area	1,193 sqft
2nd Floor Area	1,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	9,375 sqft (0.216 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7 ARROW TRL
City	LANCASTER
State	NY
Zip	14086-9687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	SL 41
Legal Subdivision	INDIAN PINE VILLAGE
Legal Block	3
Legal Lot Number	41.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1007
Census Tract	14206

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 ARROW TRL, LANCASTER, NY 14086-9687
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 8, 2024	Deed, Transfer · Conventional Mortgage NEWREZ LLC
Nov 9, 2017	Deed of Trust, Mortgage · Line of Credit ANDIGO CU
Feb 4, 2017	Deed of Trust, Mortgage · Line of Credit ANDIGO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2024 · Amount on Record
Deed Sale	Aug 8, 2024 · Amount on Record
Prior Sale	May 13, 2011 · Amount on Record
Deed Document Number	20242024132337
Deed Book / Page	11434 / 4930
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	7 ARROW TRL, LANCASTER, NY 14086-9687
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ARROW TRL, LANCASTER, NY 14086-9687

Mortgage

Document Number	0140103438
Date	Aug 18, 2021
Book Page	14010/3438
Instrument	2021163159

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	May 1, 2036

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	7 ARROW TRL, LANCASTER, NY 14086-9687
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ARROW TRL, LANCASTER, NY 14086-9687

Mortgage

Document Number	0113968037
Date	Feb 19, 2022
Book Page	11396/8037
Instrument	2022035225

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	171 Months
Due	May 1, 2036

Interest

Rate	2.5%

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Aug 8, 2024
Property Address	7 ARROW TRL, LANCASTER, NY 14086-9687
Document Number	0114344930
Book / Page	11434 / 4930
Instrument Date	Aug 2, 2024
Instrument	2024132337
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 ARROW TRL, LANCASTER, NY 14086-9687

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ARROW TRL, LANCASTER, NY 14086-9687

Mortgage

Document Number	0014134572
Date	Aug 8, 2024
Instrument	14134/572

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	7 ARROW TRL, LANCASTER, NY 14086-9687
Document Number	0138576088
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ARROW TRL LANCASTER NY 140869687, LANCASTER, NY 14086-9687

Mortgage

Document Number	0138576088
Date	Jun 1, 2018
Book Page	013857/006088

Lender

Name	ANDIGO CU
Address	SCHAUMBURG, IL 60173

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 31, 2038

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	7 ARROW TRL, LANCASTER, NY 14086-9687
Document Number	0138024397
Book / Page	013802 / 004397
Instrument Date	Feb 4, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ARROW TRL LANCASTER NY 140869687, LANCASTER, NY 14086-9687

Mortgage

Document Number	0138024397
Date	Feb 23, 2017
Book Page	013802/004397

Lender

Name	ANDIGO CU
Address	SCHAUMBURG, IL 60173

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 22, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,418.00 (+112.31%)
2025	$3,494.00 (-51%)	$258,000 (-) Land $70,000 Building $188,000	$403,125 (+12.51%) Land $109,375 Building $293,750
2024	$7,130.00 Homeowner's exemption	$258,000 (-) Land $70,000 Building $188,000	$358,300 (+4.16%) Land $97,213 Building $261,087
2023	Homeowner's exemption	$258,000 Land $70,000 Building $188,000	$344,000 Land $93,333 Building $250,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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