1 Alcoma Dr, North Sioux City, SD 57049 Property Records

Union County property record for 1 Alcoma Dr, North Sioux City, SD 57049

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 816 sqft · built 1975
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on File
Last Sale	$154,000 (Dec 2019)
Tax Bill	$2,964 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05.23.01.1000`

Property Details

APN / Parcel Number

Primary APN	`05.23.01.1000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	816 sqft Living Area
Basement Area	696 sqft
Finished Basement	696 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1 ALCOMA DR
City	NORTH SIOUX CITY
State	SD
Zip	57049-4010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 LOT A OUTLOT 1 NW1/4 ALCOMA ACRES LESS LAKESHORE TR 5 N SIOUX CITY
Legal Subdivision	ALCOMA ACRES
Legal Tract	5
Legal Block	B
Legal Lot Number	A,1
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	NORTH SIOUX CITY
Census Block Group	3
Census Block	3071
Census Tract	20302

Owner

1 Alcoma Dr is owned and occupied by two individuals who bought it in December 2019.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 ALCOMA DR, NORTH SIOUX CITY, SD 57049-4010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 5, 2019	Personal Representative Deed, Transfer · Conventional Mortgage SIOUXLAND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Deed Document Number	20195135
Deed Book / Page	109 / 783
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	1 ALCOMA DR, MCCOOK LAKE, SD 57049-4010
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ALCOMA DR, NORTH SIOUX CITY, SD 57049-4010

Mortgage

Document Number	000188/118
Date	Mar 2, 2026
Book Page	188/118
Instrument	260556

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2046

December 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	UNION SD
Recording Date	Dec 5, 2019
Property Address	1 ALCOMA DR, MCCOOK LAKE, SD 57049-4010
Document Number	00109/0783
Book / Page	109 / 0783
Map Reference	MB 12 PG 165
Instrument Date	Dec 2, 2019
Instrument	195135
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0001740995
Date	Dec 5, 2019
Instrument	174/0995

Lender

Name	SIOUXLAND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1 Alcoma Dr was $2,964.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
Municipality	North Sioux City
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,964.00	$198,714 (-) Land $17,078 Building $181,636
2025	$2,964.00 (+14.4%)	$198,714 Land $17,078 Building $181,636
2024	$2,591.00 (-1.03%)
2023	$2,618.00 (+13.68%)	$175,022 Land $17,078 Building $157,944
2022	$2,303.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1 Alcoma Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Alcoma Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 77% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH SIOUX CITY serves 3,042 people · EPA ID SD4600226
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: ImOn Communications.

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