11 Alcoma Dr, North Sioux City, SD 57049 Property Records

Union County property record for 11 Alcoma Dr, North Sioux City, SD 57049

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,748 sqft · built 1976
Lot Size	0.335 acres (14,610 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Dec 2015)
Tax Bill	$3,446 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05.23.01.1050`

Property Details

APN / Parcel Number

Primary APN	`05.23.01.1050`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	1,748 sqft Living Area
Gross Area	1,788 sqft
Basement Area	1,748 sqft
Finished Basement	1,748 sqft
Unfinished Basement	1,748 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	14,610 sqft (0.335 acres)
Lot Dimensions	150 ft deep x 97.4 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	11 ALCOMA DR
City	NORTH SIOUX CITY
State	SD
Zip	57049-4010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 1 ALCOMA ACRES N SIOUX CITY
Legal Subdivision	ALCOMA ACRES
Legal Block	1
Legal Lot Number	11
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	NORTH SIOUX CITY
Census Block Group	3
Census Block	3073
Census Tract	20302

Owner

11 Alcoma Dr is owned and occupied by two individuals who bought it in December 2015.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 ALCOMA DR, NORTH SIOUX CITY, SD 57049-4010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 6, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
May 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2015 · Amount on File
Deed Sale	Dec 22, 2015 · Amount on File
Prior Sale	Feb 23, 2011 · Amount on File
Deed Document Number	20155029
Deed Book / Page	105 / 756
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	11 ALCOMA DR, NORTH SIOUX CITY, SD 57049-4010
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000176/240
Date	Mar 19, 2020
Book Page	176/240
Instrument	201290

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Apr 1, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	11 ALCOMA DR, NORTH SIOUX CITY, SD 57049-4010
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00174/0438
Date	Jun 6, 2019
Book Page	174/0438
Instrument	192250

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	11 ALCOMA DR, NORTH SIOUX CITY, SD 57049-4010
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000186/290
Date	May 9, 2025
Book Page	186/290
Instrument	250985

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 11 Alcoma Dr was $3,446, up % from the year before.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
Municipality	North Sioux City
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,446.00 (+0.03%)	$230,994 (-) Land $22,163 Building $208,831
2025	$3,445.00 (+14.22%)	$230,994 Land $22,163 Building $208,831
2024	$3,016.00 (-1.05%)
2023	$3,048.00 (+11.65%)	$203,755 Land $22,163 Building $181,592
2022	$2,730.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11 Alcoma Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 Alcoma Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH SIOUX CITY serves 3,042 people · EPA ID SD4600226
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ImOn Communications, Long Lines Metro.

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