0S860 Rowe Rd, Elburn, IL 60119 Property Records

Kane County property record for 0S860 Rowe Rd, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	2,324 sqft · built 1977
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jul 2019)
Tax Bill	$10,049 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-13-400-006`

Property Details

APN / Parcel Number

Primary APN	`10-13-400-006`

Interior

Stories	1 Story
Building Area	2,324 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	261,360 sqft

Location & Zoning

Street Address	8S860 S ROWE RD
City	ELBURN
State	IL
Zip	60119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF THE WEST HALF OF THE SOUTHEAST QUARTER OF SECTION 13
Legal Block	3
Jurisdiction	KANE IL
Township / Civil Division	KANEVILLE
Census Block Group	3
Census Block	3020
Census Tract	852403

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	0S860 ROWE RD, ELBURN, IL 60119-9626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 10, 2019	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Prior Sale	Nov 9, 2007 · Amount on Record
Deed Document Number	201929331
Prior Transfer Date	Jun 30, 1995
Prior Transfer Doc	0000042726
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	8S860 ROWE RD, ELBURN, IL 60119
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016310
Date	Apr 1, 2020
Instrument	2020K016310

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 10, 2019
Property Address	8S860 ROWE RD, ELBURN, IL 60119
Document Number	0000029331
Instrument Date	Jun 18, 2019
Instrument	2019K029331
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	RT 1 OS860 ROWE ROAD, RT 1, ELBURN, IL 60119

Mortgage

Document Number	0000029332
Date	Jul 10, 2019
Instrument	2019K029332

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Kaneville Township
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,049.00 (+1.94%) Homeowner's exemption Senior Citizen's exemption	$148,268 (+7.98%) Land $34,950 Building $113,318	$444,982 (+7.98%) Land $104,892 Building $340,090
2024		$137,308 (+16.67%) Land $32,344 Building $104,964	$412,089 (+16.71%) Land $97,071 Building $315,018
2022	$9,858.00 (+3.12%) Homeowner's exemption	$117,692 (+4.31%) Land $27,689 Building $90,003	$353,076 (+4.31%) Land $83,067 Building $270,009
2021	$9,560.00 Homeowner's exemption	$112,829 Land $26,481 Building $86,348	$338,487 Land $79,443 Building $259,044

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
NewarkNet Fixed Wireless	100 / 100
Watch TV Fixed Wireless	100 / 20
Blast Communications Fixed Wireless	100 / 10

May also be available: T-Mobile.

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