0S243 Rowe Rd, Elburn, IL 60119 Property Records

Kane County property record for 0S243 Rowe Rd, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,296 sqft · built 1995
Lot Size	1.64 acres (71,795 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Dec 2017)
Tax Bill	$11,910 (2025)
Deeds & Mortgages	May 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-17-128-024`

Property Details

APN / Parcel Number

Primary APN	`11-17-128-024`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,296 sqft Living Area
Basement Area	1,259 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Frame/Wood
Lot Area	71,795 sqft
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	860 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	0S243 ROWE RD
City	ELBURN
State	IL
Zip	60119-9122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MODEL CUSTOM
Legal Subdivision	BLACKBERRY
Legal Block	2
Legal Lot Number	41-42
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	2
Census Block	2032
Census Tract	854507

Owner

0S243 Rowe Rd is owned and occupied by two individuals who bought it in December 2017.

Source: Kane County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	0S243 ROWE RD, ELBURN, IL 60119-9122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Dec 20, 2017	Warranty Deed, Transfer · Conventional Mortgage PERL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2017 · Amount on File
Deed Sale	Dec 20, 2017 · Amount on File
Prior Sale	Jun 30, 2014 · Amount on File
Deed Document Number	201766238
Prior Transfer Date	Aug 5, 1994
Prior Transfer Doc	0000064625
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	0S243 ROWE RD, ELBURN, IL 60119-9122
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022089
Date	May 4, 2020
Instrument	2020K022089

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 20, 2017
Property Address	0S243 ROWE RD, ELBURN, IL 60119-9122
Document Number	0000066238
Instrument Date	Nov 28, 2017
Instrument	2017K066238
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	ELBURN, IL 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S243 ROWE RD, ELBURN, IL 60119-9122

Mortgage

Document Number	0000066239
Date	Dec 20, 2017
Instrument	2017K066239

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 0S243 Rowe Rd was $11,910 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,910.00 Homeowner's exemption	$165,427 (+8.89%) Land $34,624 Building $130,803	$496,480 (+8.89%) Land $103,914 Building $392,566
2024		$151,921 Land $31,797 Building $120,124	$455,945 Land $95,429 Building $360,516
2022	$9,937.00 (+3.3%) Homeowner's exemption	$117,542 (+4.48%) Land $26,338 Building $91,204	$352,626 (+4.48%) Land $79,014 Building $273,612
2021	$9,620.00 Homeowner's exemption	$112,502 Land $25,209 Building $87,293	$337,506 Land $75,627 Building $261,879

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 0S243 Rowe Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 0S243 Rowe Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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