0S172 Rowe Rd, Elburn, IL 60119 Property Records

Kane County property record for 0S172 Rowe Rd, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,400 sqft
Lot Size	0.887 acres (38,641 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Jul 2026)
Tax Bill	$10,110 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-17-103-017`

Property Details

APN / Parcel Number

Primary APN	`11-17-103-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,400 sqft Living Area
Basement Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Metal
Lot Area	38,641 sqft (0.887 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	0S172 ROWE RD
City	ELBURN
State	IL
Zip	60119-9121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	36 UNIT 3
Legal Subdivision	WINDENOAK 03
Legal Block	2
Legal Lot Number	36
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	2
Census Block	2036
Census Tract	854507

Owner

Source: Kane County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4881 NW CHAD CT, SILVERDALE, WA 98383-9270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · VA Mortgage NBKC BANK
May 4, 2026	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Prior Sale	Nov 3, 1998 · Amount on Record
Deed Document Number	202631366
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 23, 2026
Property Address	0S172 ROWE RD, ELBURN, IL 60119-9121
Document Number	0000031366
Instrument Date	Jun 4, 2026
Instrument	202631366
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	PROPER TITLE LLC, PROPER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$92,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4881 NW CHAD CT, SILVERDALE, WA 98383-9270

Mortgage

Document Number	0000031367,
Date	Jul 23, 2026
Instrument	202631367

Lender

Name	NBKC BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	May 4, 2026
Property Address	0S172 ROWE RD, ELBURN, IL 60119-9121
Document Number	0000018171
Instrument Date	Apr 17, 2026
Instrument	202618171
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	0S172 ROWE RD, ELBURN, IL 60119-9121

Mortgage

Document Number	0000018171,
Date	May 4, 2026
Instrument	202618171

Lender

Name	OLD SECOND NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2056

Interest

Rate	6.5%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,110.00 (+3.24%) Homeowner's exemption	$141,633 (+8.89%) Land $23,825 Building $117,808	$425,069 (+8.89%) Land $71,504 Building $353,565
2024	$9,793.00 (+20.38%)	$130,070 (+33.67%) Land $21,880 Building $108,190	$390,366 (+33.72%) Land $65,666 Building $324,700
2022	$8,135.00 (+3.35%) Homeowner's exemption	$97,307 (+4.48%) Land $18,123 Building $79,184	$291,921 (+4.48%) Land $54,369 Building $237,552
2021	$7,871.00 Homeowner's exemption	$93,135 Land $17,346 Building $75,789	$279,405 Land $52,038 Building $227,367

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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