0S030 Rowe Rd, Elburn, IL 60119 Property Records

Kane County property record for 0S030 Rowe Rd, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,768 sqft · built 1977
Lot Size	0.717 acres (31,250 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Sep 2020)
Tax Bill	$8,560 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-17-126-009`

Property Details

APN / Parcel Number

Primary APN	`11-17-126-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,768 sqft Living Area
Basement Area	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Combination
Lot Area	31,250 sqft (0.717 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	0S030 ROWE RD
City	ELBURN
State	IL
Zip	60119-9630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MODEL CUSTOM
Legal Subdivision	WINDENOAK UNIT NO 2
Legal Block	2
Legal Lot Number	30
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	2
Census Block	2034
Census Tract	854507

Owner

0S030 Rowe Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Kane County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	0S030 ROWE RD, ELBURN, IL 60119-9630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 28, 2020	Executor's Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Deed Document Number	202056688
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	0S030 ROWE RD, ELBURN, IL 60119-9630
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095516
Date	Dec 27, 2021
Instrument	2021K095516

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

September 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	KANE IL
Recording Date	Sep 28, 2020
Property Address	0S030 ROWE RD, ELBURN, IL 60119-9630
Document Number	0000056688
Instrument Date	Jun 18, 2020
Instrument	2020K056688
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	S030 ROWE ROAD, ELBURN, IL 60119-9630

Mortgage

Document Number	0000056689
Date	Sep 28, 2020
Instrument	2020K056689

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 0S030 Rowe Rd was $8,560 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,560.00 Homeowner's exemption	$121,143 (+8.89%) Land $16,158 Building $104,985	$363,574 (+8.89%) Land $48,493 Building $315,081
2024		$111,253 Land $14,839 Building $96,414	$333,893 Land $44,535 Building $289,358
2022	$7,046.00 (+3.4%) Homeowner's exemption	$85,088 (+4.48%) Land $12,292 Building $72,796	$255,264 (+4.48%) Land $36,876 Building $218,388
2021	$6,814.00 Homeowner's exemption	$81,440 Land $11,765 Building $69,675	$244,320 Land $35,295 Building $209,025

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 0S030 Rowe Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 0S030 Rowe Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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