0N689 Bowdish Dr, Geneva, IL 60134 Property Records

Kane County property record for 0N689 Bowdish Dr, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,695 sqft
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,000 (Mar 2012)
Tax Bill	$12,864 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-12-173-002`

Property Details

APN / Parcel Number

Primary APN	`11-12-173-002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,695 sqft Living Area
Basement Area	1,333 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Metal
Lot Area	7,200 sqft (0.165 acres)
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	0N689 BOWDISH DR
City	GENEVA
State	IL
Zip	60134-3560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL CREEK NEIGHBORHOOD Y LT 80
Legal Subdivision	MILL CREEK
Legal Block	5
Legal Lot Number	80
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	5
Census Block	5020
Census Tract	854505

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	0N689 BOWDISH DR, GENEVA, IL 60134-3560
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Line of Credit WHEATON BANK & TRUST COMPANY
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Apr 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2012 · Amount on Record
Deed Sale	Mar 20, 2012 · Amount on Record
Prior Sale	Oct 12, 2007 · Amount on Record
Deed Document Number	201217222
Last Transfer Date	Feb 15, 2021
Transfer Doc	0000028878
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	0N689 BOWDISH DR, GENEVA, IL 60134-3560
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059220
Date	Dec 19, 2022
Instrument	2022K059220

Lender

Name	WHEATON BANK & TRUST COMPANY
Type	Bank
Address	WHEATON, IL 60187

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	3.99%
Margin	7
Max Rate	20%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	0N689 BOWDISH DR, GENEVA, IL 60134-3560
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079299
Date	Oct 20, 2021
Instrument	2021K079299

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Apr 13, 2021
Property Address	0N689 BOWDISH DR, GENEVA, IL 60134-3560
Document Number	0000028878
Map Reference	DOC 2006K086108
Instrument Date	Feb 15, 2021
Instrument	2021K028878
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	N689 BOWDISH DR, GENEVA, IL 60134-3560

Mortgage

Document Number	0000028879
Date	Apr 13, 2021
Instrument	2021K028879

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	0N689 BOWDISH DR, GENEVA, IL 60134-3560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058320
Date	Oct 5, 2020
Instrument	2020K058320

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,864.00 (+12.3%) Homeowner's exemption	$171,323 (+8.89%) Land $32,865 Building $138,458	$514,175 (+8.89%) Land $98,634 Building $415,540
2024		$157,336 (+19.21%) Land $30,182 Building $127,154	$472,197 (+19.26%) Land $90,582 Building $381,615
2022	$11,455.00 (+3.46%) Homeowner's exemption	$131,981 (+4.48%) Land $25,000 Building $106,981	$395,943 (+4.48%) Land $75,000 Building $320,943
2021	$11,072.00 Homeowner's exemption	$126,322 Land $23,928 Building $102,394	$378,966 Land $71,784 Building $307,182

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILL CREEK WATER RECLAMATION DISTRICT private · serves 8,000 people · EPA ID IL0890120
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Watch TV, Xfinity.

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