0N680 Bowdish Dr, Geneva, IL 60134 Property Records

Kane County property record for 0N680 Bowdish Dr, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,631 sqft · built 2007
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$357,000 (Jan 2020)
Tax Bill	$13,299 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-12-170-014`

Property Details

APN / Parcel Number

Primary APN	`11-12-170-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,631 sqft Living Area
Basement Area	1,286 sqft

Exterior

Year Built	Built 2007
Exterior Material	Metal
Lot Area	7,200 sqft (0.165 acres)
View / Lot	Golf Course
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	0N680 BOWDISH DR
City	GENEVA
State	IL
Zip	60134-3560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL CREEK NEIGHBORHOOD Y LT 50
Legal Subdivision	MILL CREEK
Legal Block	5
Legal Lot Number	50
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	5
Census Block	5005
Census Tract	854505

Owner

0N680 Bowdish Dr is owned and occupied by two individuals who bought it in January 2020.

Source: Kane County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	0N680 BOWDISH DR, GENEVA, IL 60134-3560
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Aug 4, 2018	Deed of Trust, Mortgage · Line of Credit EARTHMOVER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2020 · Amount on File
Deed Sale	Jan 29, 2020 · Amount on File
Prior Sale	Aug 19, 2013 · Amount on File
Deed Document Number	20205245
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 29, 2020
Property Address	0N680 BOWDISH DR, GENEVA, IL 60134-3560
Document Number	0000005245
Map Reference	DOC 2006K086108
Instrument Date	Jan 7, 2020
Instrument	2020K005245
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	N680 BOWDISH DR, GENEVA, IL 60134-3560

Mortgage

Document Number	0000005246
Date	Jan 29, 2020
Instrument	2020K005246

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	0N680 BOWDISH DR, GENEVA, IL 60134-3560
Document Number	0000048218
Instrument Date	Aug 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	0N680 BOWDISH DR GENEVA IL 601343560, GENEVA, IL 60134-3560

Mortgage

Document Number	0000048218
Date	Oct 2, 2018
Instrument	48218

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	AURORA, IL 60507

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 0N680 Bowdish Dr was $13,299 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,299.00 Homeowner's exemption	$176,844 (+8.89%) Land $39,793 Building $137,051	$530,744 (+8.89%) Land $119,427 Building $411,318
2024		$162,406 Land $36,544 Building $125,862	$487,413 Land $109,676 Building $377,737
2022	$11,872.00 (+3.45%) Homeowner's exemption	$136,572 (+4.48%) Land $30,270 Building $106,302	$409,716 (+4.48%) Land $90,810 Building $318,906
2021	$11,476.00 Homeowner's exemption	$130,716 Land $28,972 Building $101,744	$392,148 Land $86,916 Building $305,232

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 0N680 Bowdish Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 0N680 Bowdish Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILL CREEK WATER RECLAMATION DISTRICT private · serves 8,000 people · EPA ID IL0890120
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Watch TV, Xfinity.

Nearby Properties on Bowdish Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures