0N476 Baker Dr, Geneva, IL 60134 Property Records

Kane County property record for 0N476 Baker Dr, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,504 sqft · built 2000
Lot Size0.118 acres (5,150 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (May 2023)
Tax Bill$13,620 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN11-12-403-003

Property Details

APN / Parcel Number

Primary APN11-12-403-003

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area2,504 sqft Living Area
Basement Area1,330 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Exterior MaterialMetal
Lot Area5,150 sqft (0.118 acres)
Garage Area691 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address0N476 BAKER DR
CityGENEVA
StateIL
Zip60134-6033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description48
Legal SubdivisionMILL CRK NBRHD P PH 02
Legal Block3
Legal Lot Number48
JurisdictionKANE IL
Township / Civil DivisionBLACKBERRY
Census Block Group3
Census Block3012
Census Tract854505

Owner

0N476 Baker Dr is owned and occupied by two individuals who bought it in May 2023.

Source: Kane County records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address309 N TAYLOR AVE, OAK PARK, IL 60302-2527
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 19, 2023Warranty Deed, Transfer · Conventional Mortgage
PROSPEITY HOME MORTGAGE LLC
Jun 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2023 · Amount on File
Deed SaleMay 19, 2023 · Amount on File
Prior SaleOct 19, 2016 · Amount on File
Deed Document Number202316069
Prior Transfer DateJun 20, 2007
Prior Transfer Doc0000071857
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 19, 2023
Property Address0N476 BAKER DR, GENEVA, IL 60134-6033
Document Number0000016069
Instrument DateApr 28, 2023
Instrument2023K016069
Transaction TypeTransfer
Record UpdatedMay 31, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address0N476 BAKER DR, GENEVA, IL 60134-6033

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
AddressN476 BAKER DR, GENEVA, IL 60134-6033

Mortgage

Document Number0000016070
DateMay 19, 2023
Instrument2023K016070
Lender
NamePROSPEITY HOME MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053
Interest
Rate TypeFixed Rate
Rate6.87%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address0N476 BAKER DR, GENEVA, IL 60134-6033
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyGREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028864
DateJun 4, 2020
Instrument2020K028864
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 0N476 Baker Dr was $13,620 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionBlackberry Township
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,620.00$180,715 (+8.89%) Land $20,790 Building $159,925$542,362 (+8.89%) Land $62,395 Building $479,967
2024$165,961 Land $19,093 Building $146,868$498,082 Land $57,302 Building $440,780
2022$12,033.00 (+3.45%) Homeowner's exemption$138,162 (+4.48%) Land $15,815 Building $122,347$414,486 (+4.48%) Land $47,445 Building $367,041
2021$11,632.00 Homeowner's exemption$132,238 Land $15,137 Building $117,101$396,714 Land $45,411 Building $351,303

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 0N476 Baker Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 0N476 Baker Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILL CREEK WATER RECLAMATION DISTRICT
private · serves 8,000 people · EPA ID IL0890120
Water SourceGroundwater
Last State InspectionFeb 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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