W7904 Co Rd ZB, Onalaska, WI 54650 Property Records

La Crosse County property record for W7904 Co Rd ZB, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jun 2025)
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-001858-000`

Property Details

APN / Parcel Number

Primary APN	`010-001858-000`
Alternative APN	`15208`

Exterior

Lot Area	33,106 sqft (0.76 acres)

Location & Zoning

Account Number	15208
Street Address	W7904 COUNTY ROAD ZB
City	ONALASKA
State	WI
Zip	54650-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL DISTRICT A
Legal Description	BELLEVUE ADDITION LOT 4 BLOCK 5
Legal Range	08
Legal Township	17
Legal Section	23
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	BELLEVUE ADDITION
Legal Block	5
Legal Lot Number	4
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	1
Census Block	1021
Census Tract	10203

Owner

W7904 Co Rd ZB is owned and occupied by an individual who bought it in June 2025.

Source: La Crosse County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	W7904 COUNTY ROAD ZB, ONALASKA, WI 54650-9639
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Oct 1, 2018	Deed of Trust, Mortgage · ARM ALTRA FCU
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on File
Deed Sale	Jun 20, 2025 · Amount on File
Prior Sale	May 9, 2014 · Amount on File
Deed Document Number	1835054
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	W7904 COUNTY ROAD ZB, ONALASKA, WI 54650-9639
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1782820
Date	Oct 19, 2021
Instrument	1782820

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	W7904 COUNTY ROAD ZB, ONALASKA, WI 54650-9639
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1716998
Date	Oct 1, 2018
Instrument	1716998

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	1-Year CMT

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	W7904 COUNTY ROAD ZB, ONALASKA, WI 54650-9639
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1747653
Date	Jun 9, 2020
Instrument	1747653

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for W7904 Co Rd ZB was $2,457 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
County Subdivision	Onalaska Town
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,457.00 Homeowner's exemption	$167,900 Land $38,000 Building $129,900	$280,500
2023	$2,543.00 (+12.52%) Homeowner's exemption	$167,900 (+16.6%) Land $38,000 Building $129,900	$167,900 (+16.6%) Land $38,000 Building $129,900
2022	$2,260.00 Homeowner's exemption	$144,000 Land $38,000 Building $106,000	$144,000 Land $38,000 Building $106,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place W7904 Co Rd ZB in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2001–2016)
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around W7904 Co Rd ZB is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd ZB

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