W5653 Cedar Trl, Neshkoro, WI 54960 Property Records

Waushara County property record for W5653 Cedar Trl, Neshkoro, WI 54960

Property Summary

Property Type	Single Family Home
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (May 2005)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-02671-0710`

Property Details

APN / Parcel Number

Primary APN	`016-02671-0710`
Alternative APN	`690162181126710710`

Exterior

Lot Area	23,087 sqft (0.53 acres)

Location & Zoning

Street Address	W5653 CEDAR TRL
City	NESHKORO
State	WI
Zip	54960-7339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 & 8 BLK 1 HOLIDAY HILLS PLAT & UND INT LOT 17 BLK 1
Legal Range	11E
Legal Township	18N
Legal Section	26
Legal Subdivision	HOLIDAY HILLS
Legal Block	1
Legal Lot Number	7,8,17
Legal Unit	1
Jurisdiction	WAUSHARA WI
Township / Civil Division	MARION
Census Block Group	2
Census Block	2005
Census Tract	960600

Owner

W5653 Cedar Trl is owned and occupied by two individuals who bought it in May 2005.

Source: Waushara County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	W5653 CEDAR TRL, NESHKORO, WI 54960-7339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · FHA Mortgage EMM LOANS LLC
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage MARINE CU
Jan 19, 2017	Deed of Trust, Mortgage MARINE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2005 · Amount on File
Deed Sale	May 19, 2005 · Amount on File
Deed Document Number	2005427134
Deed Book / Page	746 / 24
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUSHARA WI
Property Address	W5653 CEDAR TRL, NESHKORO, WI 54960-7339
Transaction Type	Mortgage
Record Updated	Jan 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000546527
Date	Dec 18, 2023
Instrument	546527

Lender

Name	EMM LOANS LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2054

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUSHARA WI
Property Address	W5653 CEDAR TRL, NESHKORO, WI 54960-7339
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000537625
Date	Mar 29, 2022
Instrument	537625

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 12, 2042

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	7.98%
Max Rate At Change	9.98%
Index	1-Year CMT

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUSHARA WI
Property Address	W5653 CEDAR TRL, NESHKORO, WI 54960-7339
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 506587
Date	Jan 19, 2017
Instrument	506587

Lender

Name	MARINE CU
Type	Credit Union
Address	LA CROSSE, WI 54603

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 5, 2037

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	7.25%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	13.7%

Tax Assessment & Valuation

The 2025 property tax bill for W5653 Cedar Trl was $2,175 with a homeowner's exemption.

Source: Waushara County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waushara County
County Subdivision	Marion Town
Unified School District	Wautoma Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,175.00	$156,100 Land $18,700 Building $137,400	$209,300
2023	$1,727.00 Homeowner's exemption	$156,100 Land $18,700 Building $137,400	$157,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place W5653 Cedar Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around W5653 Cedar Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Trl

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