W190 Ave A, Key Largo, FL 33037 Property Records

Monroe County property record for W190 Ave A, Key Largo, FL 33037

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 826 sqft · built 1966
Lot Size	0.083 acres (3,600 sqft)
Owner	Individual Name on File
Last Sale	$2,800 (Feb 1970)
Tax Bill	$4,621 (2024)
Deeds & Mortgages	Mar 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`00461880-000000`

Property Details

APN / Parcel Number

Primary APN	`00461880-000000`
Alternative APNs	`21613900461880000000` `1565318`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	826 sqft Living Area
1st Floor Area	826 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Flat
Roof Material	Metal
Lot Area	3,600 sqft (0.083 acres)
Lot Dimensions	80 ft deep x 45 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	280 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	318 sqft
Deck Area	430 sqft
Patio Area	590 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1565318
Street Address	W190 AVENUE A
City	KEY LARGO
State	FL
Zip	33037
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	BK 17 LT 16 KEY LARGO TRAILER VILLAGE FIRST ADDITION KEY LARGO OR443-474 OR503-441 OR824-1614 OR1103-337/44WILL OR1116-185/86P/R OR1433-644D/C OR1433-645/46AFF OR1433-647/48MT OR1433-649TR OR1443-1368M/L OR2293-526/36F/J OR3163-1100
Legal Range	39E
Legal Township	61S
Legal Section	21
Legal Subdivision	KEY LARGO TRAILER VILLAGE 1ST ADD
Legal Block	17
Legal Lot Number	16
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1017
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

W190 Ave A, a mobile home, is owned by an individual who bought it in February 1970.

Source: Monroe County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	12405 RICH ST, GRAND HAVEN, MI 49417-8658
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 1970 · Amount on File
Deed Sale	Feb 1, 1970 · Amount on File
Deed Book / Page	503 / 441
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Mar 24, 2022
Property Address	190 W AVENUE A, KEY LARGO, FL 33037-2647
Document Number	0031631100
Book / Page	3163 / 1100
Map Reference	MB 5 PG 55
Instrument Date	Mar 16, 2022
Instrument	2367577
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2727 CARLTON AVE NE, 2727, GRAND RAPIDS, MI 49505-3851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12405 RICH ST, GRAND HAVEN, MI 49417-8658

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$514,173 Land $461,700 Building $52,473	$514,173 Land $461,700 Building $52,473
2024	$4,621.00 (+6.03%)
2023	$4,358.00 (+27.2%)	$478,210 (+27.45%) Land $428,400 Building $49,810	$478,210 (+27.45%) Land $428,400 Building $49,810
2022	$3,426.00	$375,227 Land $324,000 Building $51,227	$375,227 Land $324,000 Building $51,227

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place W190 Ave A in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 147 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	151 units insured incl. 4 condo units
Nearby Flood Claims	160 (1979–2022)
Claims Outside the SFHA	3 of 160
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims Hurricane Wilma, Oct 2005 · 75 claims Hurricane Irene, Oct 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around W190 Ave A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20