W15668 Co Rd B, Osseo, WI 54758 Property Records

Jackson County property record for W15668 Co Rd B, Osseo, WI 54758

Property Summary

Property Type	Single Family Home
Lot Size	7.45 acres (324,522 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Aug 2023)
Tax Bill	$1,918 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`022-0349-0010`

Property Details

APN / Parcel Number

Primary APN	`022-0349-0010`

Exterior

Lot Area	324,522 sqft (7.45 acres)

Location & Zoning

Street Address	W15668 COUNTY ROAD B
City	OSSEO
State	WI
Zip	54758-7942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 OF CSM 3630 BEING PT OF THE SESW
Legal Range	06W
Legal Township	24N
Legal Section	22
Legal Subdivision	SURVEY MAP NO 3632
Legal Lot Number	2
Jurisdiction	JACKSON WI
Township / Civil Division	GARFIELD
Census Block Group	1
Census Block	1068
Census Tract	960300

Owner

W15668 Co Rd B is owned by two individuals who bought it in August 2023.

Source: Jackson County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4833 STATE HIGHWAY 27, CADOTT, WI 54727-5755
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Sep 9, 2025	Deed of Trust, Mortgage CO OP CU
Jan 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITY STATE BANK
Jul 1, 2024	Deed of Trust, Mortgage · Construction Mortgage CITIZENS STATE BANK
Aug 31, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK
Aug 31, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK
Sep 18, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY FEDERAL
Sep 18, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY FEDERAL
Aug 5, 2020	Quit Claim Deed, Transfer Quitclaim
Aug 20, 2013	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on File
Deed Sale	Aug 31, 2023 · Amount on File
Prior Sale	Sep 18, 2020 · Amount on File
Deed Document Number	2023414066
Prior Transfer Date	Jul 8, 2020
Prior Transfer Doc	000671/898
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON WI
Recording Date	Jul 31, 2026
Property Address	W15668 COUNTY ROAD B, OSSEO, WI 54758-7942
Document Number	0000424847
Instrument Date	Jul 27, 2026
Instrument	2026424847
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W15668 COUNTY ROAD B, OSSEO, WI 54758-7942

Mortgage

Document Number	0000424847,
Date	Jul 31, 2026
Instrument	2026424847

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON WI
Property Address	W15668 COUNTY ROAD B, OSSEO, WI 54758-7942
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000421417
Date	Sep 9, 2025
Instrument	421417

Lender

Name	CO OP CU
Type	Credit Union
Address	BLACK RIVER FALLS, WI 54615

Agreement

Amount	Amount on Record

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON WI
Property Address	W15668 COUNTY ROAD B, OSSEO, WI 54758-7942
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4833 STATE HIGHWAY 27, CADOTT, WI 54727-5755

Mortgage

Document Number	0000418968
Date	Jan 15, 2025
Instrument	418968

Lender

Name	CITY STATE BANK
Type	Bank
Address	CADOTT, WI 54727

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	7.55%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	11.5%
Index	Prime Rate
Max Rate	15.5%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON WI
Property Address	W15668 COUNTY ROAD B, OSSEO, WI 54758-7942
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4833 STATE HIGHWAY 27, CADOTT, WI 54727-5755

Mortgage

Document Number	0000416983
Date	Jul 1, 2024
Instrument	416983

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	CADOTT, WI 54727

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2025

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON WI
Recording Date	Aug 31, 2023
Property Address	OSSEO, WI 54758
Document Number	0000414066
Map Reference	DOC 364107
Instrument Date	Aug 31, 2023
Instrument	414066
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4833 STATE HIGHWAY 27, CADOTT, WI 54727-5755

Mortgage

Document Number	0000414067
Date	Aug 31, 2023
Instrument	414067

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	7.6%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	11.6%
Index	Prime Rate
Max Rate	15.6%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON WI
Recording Date	Aug 31, 2023
Property Address	W15668 COUNTY ROAD B, OSSEO, WI 54758-7942
Document Number	0000414066
Map Reference	DOC 364107
Instrument Date	Aug 31, 2023
Instrument	414066
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4833 STATE HIGHWAY 27, CADOTT, WI 54727-5755

Mortgage

Document Number	0000414067
Date	Aug 31, 2023
Instrument	414067

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	7.6%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	11.6%
Index	Prime Rate
Max Rate	15.6%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON WI
Recording Date	Sep 18, 2020
Property Address	OSSEO, WI 54758
Document Number	000674/388
Book / Page	674 / 388
Instrument Date	Aug 28, 2020
Instrument	401083
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3903 WOODLAND CT, EAU CLAIRE, WI 54703-2157

Mortgage

Document Number	0000401084
Date	Sep 18, 2020
Instrument	401084

Lender

Name	CITIZENS COMMUNITY FEDERAL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	6.63%
Index	1-Year CMT
Max Rate	10.6%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON WI
Recording Date	Sep 18, 2020
Property Address	W15668 COUNTY ROAD B, OSSEO, WI 54758-7942
Document Number	000674/388
Book / Page	674 / 388
Instrument Date	Aug 28, 2020
Instrument	401083
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3903 WOODLAND CT, EAU CLAIRE, WI 54703-2157

Mortgage

Document Number	0000401084
Date	Sep 18, 2020
Instrument	401084

Lender

Name	CITIZENS COMMUNITY FEDERAL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	6.63%
Index	1-Year CMT
Max Rate	10.6%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON WI
Recording Date	Aug 5, 2020
Property Address	W15668 COUNTY ROAD B, OSSEO, WI 54758-7942
Document Number	000671/898
Book / Page	671 / 898
Instrument Date	Jul 8, 2020
Instrument	400465
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1003 EMCNAIR DR, TEMPE, AZ 85283

August 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON WI
Recording Date	Aug 20, 2013
Property Address	W15668 COUNTY ROAD B, OSSEO, WI 54758-7942
Document Number	00581/0531
Book / Page	581 / 0531
Instrument Date	Aug 10, 2013
Instrument	371211
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 10, DE SOTO, WI 54624-0010

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for W15668 Co Rd B was $1,918, up 497.5% from the year before.

Source: Jackson County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jackson County
County Subdivision	Garfield Town
Unified School District	Osseo-Fairchild School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,918.00 (+497.51%)	$115,000 (+483.76%) Land $31,600 Building $83,400	$154,600 (+536.21%)
2024	$321.00 Additional exemption filed	$19,700 (-) Land $19,700	$24,300 (+5.65%)
2023		$19,700 (-) Land $19,700	$23,000 (+16.75%)
2022		$19,700 Land $19,700	$19,700
2021	$304.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place W15668 Co Rd B in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around W15668 Co Rd B is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Bug Tussel Wireless Fixed Wireless	25 / 5
Brightspeed DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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