W12207 State Rd 89, Waterloo, WI 53594 Property Records

Dodge County property record for W12207 State Rd 89, Waterloo, WI 53594

Property Summary

Property Type	Rural Home
Lot Size	35.5 acres (1,548,035 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jul 2014)
Tax Bill	$7,675 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036-0913-3112-002`

Property Details

APN / Parcel Number

Primary APN	`036-0913-3112-002`
Alternative APN	`036057200200`

Exterior

Lot Area	1,548,035 sqft (35.5 acres)

Location & Zoning

Street Address	W12207 STATE ROAD 89
City	WATERLOO
State	WI
Zip	53594-9641
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 1 CSM 4238 IN V26 P214 BEING PT NW1/4 NE1/4 & PT SW1/4 NE1/4 SEC 31
Legal Range	13E
Legal Township	09N
Legal Section	31
Legal Subdivision	CERTIFIED SURVEY MAP NO 4238
Legal Lot Number	1
Jurisdiction	DODGE WI
Township / Civil Division	PORTLAND
Census Block Group	3
Census Block	3089
Census Tract	961800

Owner

Source: Dodge County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	W12207 STATE ROAD 89, WATERLOO, WI 53594-9641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage FARMERS & MERCHANTS STATE BANK
Nov 11, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS STATE BANK
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2014 · Amount on Record
Deed Sale	Jul 25, 2014 · Amount on Record
Deed Document Number	20141213085
Prior Transfer Date	Jul 24, 2014
Prior Transfer Doc	0001213085
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DODGE WI
Property Address	W12207 STATE ROAD 89, WATERLOO, WI 53594-9641
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001334314
Date	Feb 14, 2023
Instrument	1334314

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	WATERLOO, WI 53594

Agreement

Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DODGE WI
Property Address	W12207 STATE ROAD 89, WATERLOO, WI 53594-9641
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W12207 STATE ROAD 89, WATERLOO, WI 53594-9641

Mortgage

Document Number	1317686
Date	Nov 11, 2021
Instrument	1317686

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	WATERLOO, WI 53594

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DODGE WI
Property Address	W12207 STATE ROAD 89, WATERLOO, WI 53594-9641
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1316019
Date	Oct 8, 2021
Instrument	1316019

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	PARDEEVILLE, WI 53954

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Dodge County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dodge County
County Subdivision	Portland Town
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,675.00 (+0.74%) Homeowner's exemption	$427,900 (-0.09%) Land $49,800 Building $378,100	$707,500 (+9.66%)
2023	$7,619.00 Homeowner's exemption	$428,300 Land $50,200 Building $378,100	$645,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1979–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 95% of Wisconsin
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20
Frontier DSL	90 / 5
AT&T Fixed Wireless	25 / 3

May also be available: Netwurx.

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