W12203 State Rd 23, Ripon, WI 54971 Property Records

Fond Du Lac County property record for W12203 State Rd 23, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (May 2008)
Tax Bill	$4,616 (2025)
Deeds & Mortgages	May 2018 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T17-16-14-25-16-002-00`

Property Details

APN / Parcel Number

Primary APN	`T17-16-14-25-16-002-00`

Exterior

Lot Area	64,469 sqft (1.48 acres)

Location & Zoning

Street Address	W12203 STATE ROAD 23
City	RIPON
State	WI
Zip	54971-9774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S25 T16N R14E THAT PT SE 1/4 SE 1/4 ETC AS REC 916914 EXC HWY
Legal Range	14E
Legal Township	16N
Legal Section	25
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	2
Census Block	2043
Census Tract	41500

Owner

Source: Fond Du Lac County records · APN T17-16-14-25-16-002-00

Assessment roll updated March 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	W12203 STATE ROAD 23, RIPON, WI 54971-9774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 04, 2018	Deed of Trust, Mortgage · Line of Credit LANDMARK CU
Dec 30, 2020	Deed of Trust, Mortgage · Commercial Mortgage HORICON BANK
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HORICON BANK
Dec 26, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CU WISCONSIN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 19, 2008 · Amount on Record
Deed Sale	May 19, 2008 · Amount on Record
Deed Document Number	2008916914
Record Updated	Jun 08, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	W12203 STATE ROAD 23, RIPON, WI 54971-9774
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001098580
Date	May 04, 2018
Instrument	1098580

Lender

Name	LANDMARK CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	W12203 STATE ROAD 23, RIPON, WI 54971-9774
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001143092
Date	Dec 30, 2020
Instrument	1143092

Lender

Name	HORICON BANK
Type	Bank
Address	HORICON, WI 53032

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	W12203 STATE ROAD 23, RIPON, WI 54971-9774
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001139444
Date	Oct 27, 2020
Instrument	1139444

Lender

Name	HORICON BANK
Type	Bank
Address	HORICON, WI 53032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Dec 26, 2025
Property Address	W12203 STATE ROAD 23, RIPON, WI 54971-9774
Document Number	0001217746
Instrument Date	Dec 17, 2025
Instrument	1217746
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	GUARANTY TITLE SERVICES, GUARANTY CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W12203 STATE ROAD 23, RIPON, WI 54971-9774

Mortgage

Document Number	0001217747
Date	Dec 26, 2025
Instrument	1217747

Lender

Name	COMMUNITY FIRST CU WISCONSIN
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Fond Du Lac County records · Assessment roll updated March 26, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
County Subdivision	Ripon Town
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,616.00 (+2.01%)	$235,300 (+0.99%) Land $20,600 Building $214,700	$381,507 (+9.75%) Land $33,400 Building $348,107
2024	$4,525.00 (+89.33%) Homeowner's exemption	$233,000 (-) Land $20,600 Building $212,400	$347,621 (+11.73%) Land $30,734 Building $316,887
2023	$2,390.00 Homeowner's exemption	$233,000 Land $20,600 Building $212,400	$311,138 Land $27,508 Building $283,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 19, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bertram Communications Fixed Wireless	100 / 20
Hilbert Communications Fixed Wireless	50 / 8

May also be available: AT&T, Brightspeed, Spectrum.

Based on FCC filings for 17 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rd 23

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