S9860 State Rd 23, Plain, WI 53577 Property Records

Sauk County property record for S9860 State Rd 23, Plain, WI 53577

Property Summary

Property Type	Single Family Home
Lot Size	4.98 acres (217,364 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,860 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014 0136-10000`

Property Details

APN / Parcel Number

Primary APN	`014 0136-10000`

Exterior

Lot Area	217,364 sqft (4.98 acres)

Location & Zoning

Street Address	S9860 STATE ROAD 23
City	PLAIN
State	WI
Zip	53577-9614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 5-9-4 PRT SW NE = CSM 7301 LOT 1 (S/HWY CONV PER D-235074) 4.99A
Legal Lot Number	1
Jurisdiction	SAUK WI
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3029
Census Tract	1100

Owner

Source: Sauk County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	S9860 STATE ROAD 23, PLAIN, WI 53577-9614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROYAL BANK
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit ROYAL BANK
Nov 17, 2023	Deed of Trust, Mortgage ROYAL BANK
Nov 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROYAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Recording Date	Jul 28, 2026
Property Address	S9860 STATE ROAD 23, PLAIN, WI 53577-9614
Document Number	0001292654
Instrument Date	Jul 20, 2026
Instrument	20261292654
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S9860 STATE ROAD 23, PLAIN, WI 53577-9614

Mortgage

Document Number	0001292654,
Date	Jul 28, 2026
Instrument	20261292654

Lender

Name	ROYAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.47%
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	S9860 STATE ROAD 23, PLAIN, WI 53577-9614
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S9860 STATE ROAD 23, PLAIN, WI 53577-9614

Mortgage

Document Number	0001286665
Date	Feb 24, 2026
Instrument	1286665

Lender

Name	ROYAL BANK
Type	Bank
Address	SPRING GREEN, WI 53588

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	S9860 STATE ROAD 23, PLAIN, WI 53577-9614
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 MAIN ST, PLAIN, WI 53577-9626

Mortgage

Document Number	0001256377
Date	Nov 17, 2023
Instrument	1256377

Lender

Name	ROYAL BANK
Type	Bank
Address	RICHLAND CENTER, WI 53581

Agreement

Amount	Amount Recorded

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	S9860 STATE ROAD 23, PLAIN, WI 53577-9614
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9860 STATE ROAD 23, PLAIN, WI 53577

Mortgage

Document Number	0001268894
Date	Nov 13, 2024
Instrument	1268894

Lender

Name	ROYAL BANK
Type	Bank
Address	SPRING GREEN, WI 53588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

Tax Assessment & Valuation

Source: Sauk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Sauk County
County Subdivision	Franklin Town
Unified School District	River Valley School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightSpeed powered by Reedsburg Utility Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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