S646 Co Rd K, Stoddard, WI 54658 Property Records

Vernon County property record for S646 Co Rd K, Stoddard, WI 54658

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2020)
Tax Bill	$1,825 (2025)
Deeds & Mortgages	Apr 2021 Second Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-00163-0000`

Property Details

APN / Parcel Number

Primary APN	`018-00163-0000`
Alternative APN	`62018THM 163`

Exterior

Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	S646 COUNTY ROAD K
City	STODDARD
State	WI
Zip	54658-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF NE NW EXC PRT IN ROW OF CTY HWY K BEING .03 ACRES
Jurisdiction	VERNON WI
Township / Civil Division	HAMBURG
Census Block Group	3
Census Block	3014
Census Tract	960600

Owner

Source: Vernon County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	S646 COUNTY ROAD K, STODDARD, WI 54658-9748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALTRA FCU
Apr 15, 2019	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Jul 6, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Deed Document Number	514643
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	S646 COUNTY ROAD K, STODDARD, WI 54658-9748
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000520416
Date	Apr 23, 2021
Instrument	520416

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	S646 COUNTY ROAD K, STODDARD, WI 54658-9748
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000507412
Date	Apr 15, 2019
Instrument	507412

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERNON WI
Recording Date	Jul 6, 2020
Property Address	S646 COUNTY ROAD K, STODDARD, WI 54658-9748
Document Number	0000514643
Instrument Date	Jun 30, 2020
Instrument	514643
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	201 S MAIN ST, WESTBY, WI 54667-1307
Mail Care Of	CONNELLY LEGAL SERVICES

Tax Assessment & Valuation

Source: Vernon County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vernon County
County Subdivision	Hamburg Town
Unified School District	Westby Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,825.00 (+10.54%) Homeowner's exemption	$114,900 (-) Land $6,000 Building $108,900	$157,800 (+13.94%)
2023	$1,651.00 Homeowner's exemption	$114,900 Land $6,000 Building $108,900	$138,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1980–2018)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Aug 2018 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides
Claims by Event	Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Farmers Telephone Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd K

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