S3786 Co Rd S, Viroqua, WI 54665 Property Records

Vernon County property record for S3786 Co Rd S, Viroqua, WI 54665

Property Summary

Property Type	Single Family Home
Lot Size	14 acres (609,840 sqft)
Owner	Individual Name on Record
Last Sale	$247,300 (Nov 2020)
Tax Bill	$6,383 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Feb 2019 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-00422-0002`

Property Details

APN / Parcel Number

Primary APN	`038-00422-0002`
Alternative APN	`62038TWE 422.0002`

Exterior

Lot Area	609,840 sqft (14 acres)

Location & Zoning

Street Address	S3786 COUNTY RD S
City	VIROQUA
State	WI
Zip	54665-8119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF W12 OF NE NE LYING N & E OF HWY S EX PCL IN NW CORNER
Jurisdiction	VERNON WI
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3092
Census Tract	960200

Owner

Source: Vernon County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	S3786 COUNTY RD S, VIROQUA, WI 54665-8119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed, Transfer · Conventional Mortgage WESTBY CO OP CU
Feb 13, 2019	Intrafamily Transfer, Transfer · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	Feb 13, 2019
Deed Document Number	517090
Record Updated	Jun 8, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	VERNON WI
Recording Date	Nov 2, 2020
Property Address	S3786 COUNTY RD S, VIROQUA, WI 54665-8119
Document Number	0000517090
Instrument Date	Oct 30, 2020
Instrument	517090
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$741.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S3786 COUNTY RD S, VIROQUA, WI 54665-8119

Mortgage

Document Number	0000517091
Date	Nov 2, 2020
Instrument	517091

Lender

Name	WESTBY CO OP CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VERNON WI
Recording Date	Feb 13, 2019
Property Address	S3786 COUNTY RD S, VIROQUA, WI 54665-8119
Document Number	0000506756
Instrument Date	Jan 17, 2019
Instrument	506756
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	ACCURATE TITLE AND CLOSING SERVICES, ACCURATE TITLE AND CLOSINGS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000506757
Date	Feb 13, 2019
Instrument	506757

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.01%
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Vernon County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vernon County
County Subdivision	Webster Town
Unified School District	Westby Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,383.00 (+33.68%) Homeowner's exemption	$526,300 (+126.76%) Land $107,700 Building $418,600	$527,100 (+49.91%)
2023	$4,775.00 Homeowner's exemption	$232,100 Land $49,700 Building $182,400	$351,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1992–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2018 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vernon Communications Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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