Baldwin County property record for S-2 Co Rd 20, Elberta, AL 36530
| Property Type | Vacant Land |
|---|---|
| Lot Size | 7.1 acres (309,276 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $390 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 62-03-08-0-001-003.002 |
| Primary APN | 62-03-08-0-001-003.002 |
|---|---|
| Alternative APNs |
|
| Lot Area | 309,276 sqft (7.1 acres) |
|---|
| Account Number | 394359 |
|---|---|
| Street Address | COUNTY ROAD 20 |
| City | ELBERTA |
| State | AL |
| Zip | 36530 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | 7.1 AC(C) FM SW COR SEC 8 RUN E 450', TH N 40' TO POB, CONTN 135', TH W 340', TH N 55', TH W 10', TH N 270'(S), TH NW 75'(S), |
| Legal Subdivision | PLANTATION PARK OF WOLF BAY |
| Legal Unit | 2,3,45 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 11601 |
S-2 Co Rd 20, vacant land, is owned by an individual.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25093 COUNTY ROAD 20, ELBERTA, AL 36530-5099 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Sep 2, 2026 |
| Property Address | 25093 COUNTY ROAD 20, ELBERTA, AL 36530-5099 |
| Document Number | 0002275532 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 20262275532 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 25093 COUNTY ROAD 20, ELBERTA, AL 36530-5099 |
| Document Number | 0002275532, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 20262275532 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for S-2 Co Rd 20 was $390, up 2.6% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Elberta Town |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $390.00 (+2.63%) | ||
| 2025 | $380.00 | $11,520 Land $11,520 | $115,100 Land $115,100 |
| 2023 | $359.00 (+16.56%) Homeowner's exemption | $10,880 (+16.49%) | $108,800 (+16.61%) Land $108,800 |
| 2022 | $308.00 (+9.61%) Homeowner's exemption | $9,340 | $93,300 Land $93,300 |
| 2021 | $281.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place S-2 Co Rd 20 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 179 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 319 (1979–2020) |
| Claims Outside the SFHA | 36 of 319 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around S-2 Co Rd 20 is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 90% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures