N8658 Co Rd O, Waterloo, WI 53594 Property Records

Jefferson County property record for N8658 Co Rd O, Waterloo, WI 53594

Property Summary

Property TypeSingle Family Home
Lot Size31.5 acres (1,374,318 sqft)
OwnerIndividual Name on File
Tax Bill$10,370 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Mar 2021 Mortgage
+ 5 more
Flood ZoneZone A (high risk)
APN030-0813-1723-002

Property Details

APN / Parcel Number

Primary APN030-0813-1723-002

Exterior

Lot Area1,374,318 sqft (31.5 acres)

Location & Zoning

Street AddressN8658 COUNTY ROAD O
CityWATERLOO
StateWI
Zip53594-9402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2, CSM 3303-14-196, DOC 959487. ALSO DRWY ESMT IN DOC 1029485.
Legal Range13E
Legal Township08N
Legal Section17
Legal QuarterNW
Quarter-Quarter SectionSW
Legal SubdivisionCERTIFIED SURV MAP #3303
Legal Lot Number2
JurisdictionJEFFERSON WI
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2054
Census Tract100400

Owner

N8658 Co Rd O is owned and occupied by an individual who acquired it in January 2016.

Source: Jefferson County records, as of February 16, 2026

Owner of RecordIndividual Name on File
Mailing AddressN8658 COUNTY ROAD O, WATERLOO, WI 53594-9402
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
FARMERS & MECHANICS BANK
Mar 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
FARMERS & MECHANICS BANK
Aug 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
FARMERS & MERCHANTS STATE BANK
Nov 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
OLD NATIONAL BANK
Jul 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
FARMERS & MECHANICS BANK
Apr 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
FARMERS & MECHANICS BANK
Sep 23, 2020Deed of Trust, Mortgage
FARMERS & MERCHANTS ST BK

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleAug 1, 2008
Last Transfer DateJan 4, 2016
Transfer Doc0001363137
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WI
Property AddressN8658 COUNTY ROAD O, WATERLOO, WI 53594-9402
Transaction TypeMortgage
Record UpdatedFeb 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001458488
DateFeb 2, 2022
Instrument1458488
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WI
Property AddressN8658 COUNTY ROAD O, WATERLOO, WI 53594-9402
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001441120
DateMar 2, 2021
Instrument1441120
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WI
Property AddressN8658 COUNTY ROAD O, WATERLOO, WI 53594-9402
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001412427
DateAug 6, 2019
Instrument1412427
Lender
NameFARMERS & MERCHANTS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WI
Property AddressN8658 COUNTY ROAD O, WATERLOO, WI 53594-9402
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001390849
DateNov 29, 2017
Instrument1390849
Lender
NameOLD NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WI
Property AddressN8658 COUNTY ROAD O, WATERLOO, WI 53594-9402
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001411146
DateJul 9, 2019
Instrument1411146
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 1, 2039
Interest
Rate TypeFixed Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WI
Property AddressN8658 COUNTY ROAD O, WATERLOO, WI 53594-9402
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001423372
DateApr 24, 2020
Instrument1423372
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WI
Property AddressN8658 COUNTY ROAD O, WATERLOO, WI 53594-9402
Document Number0001432302
Instrument DateSep 23, 2020
Transaction TypeMortgage
Record UpdatedOct 6, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
AddressN8658 COUNTY RD WATERLOO WI 53594, WATERLOO, WI 53594

Mortgage

Document Number0001432302
DateSep 28, 2020
Instrument1432302
Lender
NameFARMERS & MERCHANTS ST BK
TypeBank
AddressWATERLOO, WI 53594
Agreement
AmountAmount on Record
Term360 Months
DueSep 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for N8658 Co Rd O was $10,370 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyJefferson County
County SubdivisionWaterloo Town
Unified School DistrictWaterloo School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,370.00 Homeowner's exemption$723,000 Land $142,200 Building $580,800$819,000
2023$8,845.00 Homeowner's exemption$723,000 Land $142,200 Building $580,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place N8658 Co Rd O in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Claims2 (2008)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around N8658 Co Rd O is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Co Rd O

Nearby Streets

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