N8476 Co Rd M, Ripon, WI 54971 Property Records

Fond Du Lac County property record for N8476 Co Rd M, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Aug 2022)
Tax Bill	$1,714 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Oct 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T18-16-15-21-06-003-00`

Property Details

APN / Parcel Number

Primary APN	`T18-16-15-21-06-003-00`

Exterior

Lot Area	19,602 sqft (0.45 acres)

Location & Zoning

Street Address	N8476 COUNTY ROAD M
City	RIPON
State	WI
Zip	54971-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S21 T16N R15E S 126' OF N 330' OF E 198' OF NW 1/4 NW 1/4 EXC HWY REC V658-520 ALSO THE E 103.50' OF OUTLOT 1 CSM #4130-23-49
Legal Range	15E
Legal Township	16N
Legal Section	21
Legal Subdivision	CERTIFIED SURVEY MAP NO 4130
Legal Lot Number	1
Jurisdiction	FOND DU LAC WI
Township / Civil Division	ROSENDALE
Census Block Group	1
Census Block	1037
Census Tract	41400

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	N8476 COUNTY ROAD M, RIPON, WI 54971-9726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2017	Deed of Trust, Mortgage · ARM COVANTAGE CU
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 5, 2022	Warranty Deed, Transfer · Conventional Mortgage PROSPERA CU
Oct 17, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Prior Sale	Oct 17, 2014 · Amount on Record
Deed Document Number	20221173653
Prior Transfer Date	Jan 31, 2006
Prior Transfer Doc	0000866209
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	N8476 COUNTY ROAD M, RIPON, WI 54971-9726
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001080973
Date	Feb 23, 2017
Instrument	1080973

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Margin	4
Max Rate	9.87%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	N8476 COUNTY ROAD M, RIPON, WI 54971-9726
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001120710
Date	Oct 30, 2019
Instrument	1120710

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2034

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	N8476 COUNTY ROAD M, RIPON, WI 54971-9726
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	GUARANTY TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001142980
Date	Dec 29, 2020
Instrument	1142980

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Aug 5, 2022
Property Address	N8476 COUNTY ROAD M, RIPON, WI 54971-9726
Document Number	0001173653
Instrument Date	Jul 28, 2022
Instrument	1173653
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	NOT AVAILABLE, SCHMITT TTL LLC FOND DU LAC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N8476 COUNTY ROAD M, RIPON, WI 54971-9726

Mortgage

Document Number	0001173654
Date	Aug 5, 2022
Instrument	1173654

Lender

Name	PROSPERA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	9.12%

October 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Oct 17, 2014
Property Address	N8476 COUNTY ROAD M, RIPON, WI 54971-9726
Document Number	0001044143
Map Reference	DOC501369
Instrument Date	Oct 16, 2014
Instrument	1044143
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N8476 COUNTY ROAD M, RIPON, WI 54971-9726
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
County Subdivision	Rosendale Town
Unified School District	Rosendale-Brandon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,714.00 (+12.32%)	$161,500 (+61.18%) Land $15,800 Building $145,700	$163,111 (+26.17%) Land $15,958 Building $147,153
2023	$1,526.00 Homeowner's exemption	$100,200 Land $9,900 Building $90,300	$129,274 Land $12,773 Building $116,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bug Tussel Wireless Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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